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Single Family ResidenceResidential
$799,000$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on Aug 30, 2007

14520 RIDENOUR RD

SMITHSBURG, MD 21783
3
Baths
2,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$799K
$709K low$889K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Aug 30, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.122%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,000
SUNTRUST MORTGAGE INC · 6.87% 2 · recorded Aug 30, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$347,200
BANK OF AMERICA
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,835 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$627,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$524,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$575,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$627,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFREDERICK
ConstructionThe main material the home's frame and walls are built from.Log
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 896 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Catoctin High SchoolB-
High · Grades 9–12 · 5.8 mi
M
Thurmont Middle SchoolC-
Middle · Grades 6–8 · 6.0 mi
E
Thurmont Primary School
Elementary · Grades KG–2 · 6.8 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,623
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,013
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14520 Ridenour Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Smithsburg 21783
  • Costs more per square foot than 92% of homes in Smithsburg 21783
  • Bigger than 87% of homes in Smithsburg 21783
  • Has a bigger lot than 95% of homes in Frederick County
  • Newer than 95% of homes in Smithsburg 21783

What homes are worth in Smithsburg 21783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$825K

This home is worth more than 97% of homes in Smithsburg 21783.

How it measures up in Smithsburg 21783

The dot is this home. The mark in the middle is the typical home in Smithsburg 21783.

Estimated value$799,000
CheaperTypical $347,737Pricier

Pricier than 97% of homes nearby

Price per ft²$310
CheaperTypical $217Pricier

Pricier than 92% of homes nearby

Living area2,580 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 87% of homes nearby

Lot size6.11 ac
SmallerTypical 0.91 acBigger

Bigger than 87% of homes nearby

Year built2009
OlderTypical 1978Newer

Newer than 95% of homes nearby

How 14520 Ridenour Rd ranks against every home in each area.
MeasureThis homeSmithsburg 21783Frederick County
Estimated valuepricier than$799,00097% of homes90% of homes
Price per ft²pricier than$31092% of homes90% of homes
Living areabigger than2,580 ft²87% of homes66% of homes
Lot sizebigger than6.11 ac87% of homes95% of homes
Year builtnewer than200995% of homes80% of homes

About 14520 Ridenour Rd

How much is 14520 Ridenour Rd, Smithsburg, MD worth?

The TopHap Estimate for 14520 Ridenour Rd, Smithsburg, MD is $799,000 as of Jul 14, 2026. The likely range is $709,364 to $888,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14520 Ridenour Rd, Smithsburg, MD last sell?

14520 Ridenour Rd, Smithsburg, MD last sold on Aug 30, 2007 for $150,000, according to the county's recorded deed.

How big is 14520 Ridenour Rd, Smithsburg, MD?

14520 Ridenour Rd, Smithsburg, MD has 3 bathrooms and 2,580 square feet of living space.

When was 14520 Ridenour Rd, Smithsburg, MD built?

14520 Ridenour Rd, Smithsburg, MD was built in 2009, making it 17 years old. It is a conventional home. The building has 1 story.

What schools serve 14520 Ridenour Rd, Smithsburg, MD?

14520 Ridenour Rd, Smithsburg, MD is assigned to Catoctin High School (high), rated B-; Thurmont Middle School (middle), rated C-; Thurmont Primary School (elementary). All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14520 Ridenour Rd, Smithsburg, MD compare to other homes in Smithsburg 21783?

Among the 3,449 homes in Smithsburg 21783, it is worth more than 97% of them ($799,000 against a typical $347,737), its price per square foot is higher than 92% of them ($310 against a typical $217), it is bigger than 87% of them (2,580 ft² against a typical 1,608 ft²), its lot is bigger than 87% of them (6.11 ac against a typical 0.91 ac) and it is newer than 95% of them (2009 against a typical 1978). Measured against all of Frederick County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14520 Ridenour Rd, Smithsburg, MD?

The 2025 property tax bill for 14520 Ridenour Rd, Smithsburg, MD was $6,835. The county assessed it at $627,400.

Closest homes

More homes in Smithsburg 21783

Assigned schools

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