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Single Family ResidenceResidential
$313,886$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $490,000 on Nov 19, 2021

14540 97TH ST NE

ELK RIVER, MN 55330
5
Beds
5 / 1
Baths
2,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$314K
$290K low$338K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$490,000 · Nov 19, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.125%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$392,000
GUARANTEED RATE INC · recorded Nov 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,542 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$504,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$356,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$497,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$504,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.2.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 284 ft²Porch · 269 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otsego Elementary SchoolA
Elementary · Grades KG–4 · 1.9 mi
M
Prairie View Middle SchoolA-
Middle · Grades 5–8 · 2.8 mi
H
Rogers High SchoolA+
High · Grades 9–12 · 5.9 mi

District: Elk River Area Isd 728

Neighborhood · ZIP 55330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.465 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,035
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14540 97th St Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Elk River 55330
  • Bigger than 94% of homes in Elk River 55330
  • Has a bigger lot than 84% of homes in Wright County

What homes are worth in Elk River 55330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$599K

This home is worth more than 63% of homes in Elk River 55330.

How it measures up in Elk River 55330

The dot is this home. The mark in the middle is the typical home in Elk River 55330.

Estimated value$313,886
CheaperTypical $271,783Pricier

Pricier than 63% of homes nearby

Price per ft²$129
CheaperTypical $196Pricier

Pricier than 6% of homes nearby

Living area2,432 ft²
SmallerTypical 1,328 ft²Bigger

Bigger than 94% of homes nearby

Lot size2.32 ac
SmallerTypical 0.4 acBigger

Bigger than 80% of homes nearby

Year built1994
OlderTypical 2001Newer

Newer than 38% of homes nearby

How 14540 97th St Ne ranks against every home in each area.
MeasureThis homeElk River 55330Wright County
Estimated valuepricier than$313,88663% of homes61% of homes
Price per ft²pricier than$1296% of homes12% of homes
Living areabigger than2,432 ft²94% of homes89% of homes
Lot sizebigger than2.32 ac80% of homes84% of homes
Year builtnewer than199438% of homes41% of homes

About 14540 97th St Ne

How much is 14540 97th St Ne, Elk River, MN worth?

The TopHap Estimate for 14540 97th St Ne, Elk River, MN is $313,886 as of Jul 14, 2026. The likely range is $289,569 to $338,203. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14540 97th St Ne, Elk River, MN last sell?

14540 97th St Ne, Elk River, MN last sold on Nov 19, 2021 for $490,000, according to the county's recorded deed.

How big is 14540 97th St Ne, Elk River, MN?

14540 97th St Ne, Elk River, MN has 5 bedrooms, 5 bathrooms, 2,432 square feet of living space and a 2.32-acre lot.

When was 14540 97th St Ne, Elk River, MN built?

14540 97th St Ne, Elk River, MN was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 14540 97th St Ne, Elk River, MN?

14540 97th St Ne, Elk River, MN is assigned to Otsego Elementary School (elementary), rated A; Prairie View Middle School (middle), rated A-; Rogers High School (high), rated A+. All sit in Elk River Area Isd 728. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14540 97th St Ne, Elk River, MN compare to other homes in Elk River 55330?

Among the 16,054 homes in Elk River 55330, it is worth more than 63% of them ($313,886 against a typical $271,783), its price per square foot is higher than 6% of them ($129 against a typical $196), it is bigger than 94% of them (2,432 ft² against a typical 1,328 ft²), its lot is bigger than 80% of them (2.32 ac against a typical 0.4 ac) and it is newer than 38% of them (1994 against a typical 2001). Measured against all of Wright County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14540 97th St Ne, Elk River, MN?

The 2026 property tax bill for 14540 97th St Ne, Elk River, MN was $5,542. The county assessed it at $504,300.

Closest homes

More homes in Elk River 55330

Assigned schools

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