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Single Family ResidenceResidential
$212,687$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

146 CARDINAL DR

LOCK HAVEN, PA 17745
3
Beds
2
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$213K
$187K low$238K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,646 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodward Elementary SchoolB-
Elementary · Grades KG–5 · 0.4 mi
M
Central Mountain MIiddle SchoolC-
Middle · Grades 6–8 · 4.5 mi
H
Central Mountain High SchoolD+
High · Grades 9–12 · 4.8 mi

District: Keystone Central School District

Neighborhood · ZIP 17745These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,296
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

146 Cardinal Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Lock Haven 17745
  • Smaller than 75% of homes in Lock Haven 17745

What homes are worth in Lock Haven 17745

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$504K

This home is worth more than 61% of homes in Lock Haven 17745.

How it measures up in Lock Haven 17745

The dot is this home. The mark in the middle is the typical home in Lock Haven 17745.

Estimated value$212,687
CheaperTypical $189,614Pricier

Pricier than 61% of homes nearby

Price per ft²$178
CheaperTypical $122Pricier

Pricier than 84% of homes nearby

Living area1,196 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.34 ac
SmallerTypical 0.36 acBigger

Bigger than 49% of homes nearby

Year built1969
OlderTypical 1959Newer

Newer than 61% of homes nearby

How 146 Cardinal Dr ranks against every home in each area.
MeasureThis homeLock Haven 17745Clinton County
Estimated valuepricier than$212,68761% of homes58% of homes
Price per ft²pricier than$17884% of homes83% of homes
Living areabigger than1,196 ft²25% of homes29% of homes
Lot sizebigger than0.34 ac49% of homes38% of homes
Year builtnewer than196961% of homes55% of homes

About 146 Cardinal Dr

How much is 146 Cardinal Dr, Lock Haven, PA worth?

The TopHap Estimate for 146 Cardinal Dr, Lock Haven, PA is $212,687 as of Sep 24, 2026. The likely range is $186,932 to $238,442. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 146 Cardinal Dr, Lock Haven, PA last sell?

146 Cardinal Dr, Lock Haven, PA last sold on Mar 19, 2020, according to the county's recorded deed.

How big is 146 Cardinal Dr, Lock Haven, PA?

146 Cardinal Dr, Lock Haven, PA has 3 bedrooms, 2 bathrooms, 1,196 square feet of living space and a 0.34-acre lot.

When was 146 Cardinal Dr, Lock Haven, PA built?

146 Cardinal Dr, Lock Haven, PA was built in 1969, making it 57 years old. It is a ranch home. The building has 1 story.

What schools serve 146 Cardinal Dr, Lock Haven, PA?

146 Cardinal Dr, Lock Haven, PA is assigned to Woodward Elementary School (elementary), rated B-; Central Mountain MIiddle School (middle), rated C-; Central Mountain High School (high), rated D+. All sit in Keystone Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 146 Cardinal Dr, Lock Haven, PA compare to other homes in Lock Haven 17745?

Among the 6,245 homes in Lock Haven 17745, it is worth more than 61% of them ($212,687 against a typical $189,614), its price per square foot is higher than 84% of them ($178 against a typical $122), it is bigger than 25% of them (1,196 ft² against a typical 1,538 ft²), its lot is bigger than 49% of them (0.34 ac against a typical 0.36 ac) and it is newer than 61% of them (1969 against a typical 1959). Measured against all of Clinton County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 146 Cardinal Dr, Lock Haven, PA?

The 2025 property tax bill for 146 Cardinal Dr, Lock Haven, PA was $2,646. The county assessed it at $107,500.

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