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Single Family ResidenceResidential
$77,033$43 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

146 CROSS ST

WATERVILLE, IA 52170
3
Beds
1
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1917
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$77K
$54K low$100K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,190 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$92,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.6
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLAMAKEE
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 168 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Campus Elementary School
Elementary · Grades PK–2 · 10.5 mi
M
Waukon Middle SchoolA
Middle · Grades 6–8 · 10.6 mi
H
Waukon High SchoolA
High · Grades 9–12 · 10.7 mi

District: Allamakee Community School District

Neighborhood · ZIP 52170These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.548
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,872
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,556
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

146 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Allamakee County
  • Costs less per square foot than 97% of homes in Allamakee County
  • Bigger than 74% of homes in Allamakee County
  • Has a smaller lot than 90% of homes in Waterville 52170
  • Older than 74% of homes in Allamakee County

What homes are worth in Waterville 52170

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$443K

This home is worth more than 14% of homes in Waterville 52170.

How it measures up in Waterville 52170

The dot is this home. The mark in the middle is the typical home in Waterville 52170.

Estimated value$77,033
CheaperTypical $254,077Pricier

Pricier than 14% of homes nearby

Price per ft²$43
CheaperTypical $155Pricier

Pricier than 7% of homes nearby

Living area1,802 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.38 ac
SmallerTypical 5.82 acBigger

Bigger than 10% of homes nearby

Year built1917
OlderTypical 1958Newer

Newer than 34% of homes nearby

How 146 Cross St ranks against every home in each area.
MeasureThis homeWaterville 52170Allamakee County
Estimated valuepricier than$77,03314% of homes7% of homes
Price per ft²pricier than$437% of homes3% of homes
Living areabigger than1,802 ft²69% of homes74% of homes
Lot sizebigger than0.38 ac10% of homes47% of homes
Year builtnewer than191734% of homes26% of homes

About 146 Cross St

How much is 146 Cross St, Waterville, IA worth?

The TopHap Estimate for 146 Cross St, Waterville, IA is $77,033 as of Oct 21, 2026. The likely range is $54,443 to $99,623. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 146 Cross St, Waterville, IA last sell?

146 Cross St, Waterville, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 146 Cross St, Waterville, IA?

146 Cross St, Waterville, IA has 3 bedrooms, 1 bathrooms, 1,802 square feet of living space and a 0.38-acre lot.

When was 146 Cross St, Waterville, IA built?

146 Cross St, Waterville, IA was built in 1917, making it 109 years old. The building has 2 stories.

What schools serve 146 Cross St, Waterville, IA?

146 Cross St, Waterville, IA is assigned to West Campus Elementary School (elementary); Waukon Middle School (middle), rated A; Waukon High School (high), rated A. All sit in Allamakee Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 146 Cross St, Waterville, IA compare to other homes in Waterville 52170?

Among the 296 homes in Waterville 52170, it is worth more than 14% of them ($77,033 against a typical $254,077), its price per square foot is higher than 7% of them ($43 against a typical $155), it is bigger than 69% of them (1,802 ft² against a typical 1,458 ft²), its lot is bigger than 10% of them (0.38 ac against a typical 5.82 ac) and it is newer than 34% of them (1917 against a typical 1958). Measured against all of Allamakee County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 146 Cross St, Waterville, IA?

The 2026 property tax bill for 146 Cross St, Waterville, IA was $1,190. The county assessed it at $92,000.

More homes on Cross St

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Assigned schools

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