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Single Family ResidenceResidential
$344,883$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $310,000 on Dec 2, 2024

146 ROSE CIR

OLD FORT, TN 37362
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$292K low$397K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,000 · Dec 2, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$259,105
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$207,284
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,778
Null Placeholder · E · 5.98% · recorded May 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$626 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,025 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$148,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 840 ft²Patio · 138 ft²Porch · 320 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Polk Elementary SchoolB-
Elementary · Grades PK–5 · 3.8 mi
M
Chilhowee Middle SchoolC-
Middle · Grades 6–8 · 11.3 mi
H
Polk County High SchoolC-
High · Grades 9–12 · 13.3 mi

District: Polk County School District

Neighborhood · ZIP 37362These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,089
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

146 Rose Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Old Fort 37362
  • Costs more per square foot than 70% of homes in Old Fort 37362
  • Bigger than 75% of homes in Old Fort 37362
  • Has a smaller lot than 75% of homes in Old Fort 37362

What homes are worth in Old Fort 37362

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$768K

This home is worth more than 78% of homes in Old Fort 37362.

How it measures up in Old Fort 37362

The dot is this home. The mark in the middle is the typical home in Old Fort 37362.

Estimated value$344,883
CheaperTypical $226,934Pricier

Pricier than 78% of homes nearby

Price per ft²$205
CheaperTypical $175Pricier

Pricier than 70% of homes nearby

Living area1,680 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 75% of homes nearby

Lot size1 ac
SmallerTypical 2.5 acBigger

Bigger than 25% of homes nearby

Year built1985
OlderTypical 1992Newer

Newer than 39% of homes nearby

How 146 Rose Cir ranks against every home in each area.
MeasureThis homeOld Fort 37362Polk County
Estimated valuepricier than$344,88378% of homes77% of homes
Price per ft²pricier than$20570% of homes69% of homes
Living areabigger than1,680 ft²75% of homes73% of homes
Lot sizebigger than1 ac25% of homes32% of homes
Year builtnewer than198539% of homes45% of homes

About 146 Rose Cir

How much is 146 Rose Cir, Old Fort, TN worth?

The TopHap Estimate for 146 Rose Cir, Old Fort, TN is $344,883 as of Jul 14, 2026. The likely range is $292,498 to $397,268. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 146 Rose Cir, Old Fort, TN last sell?

146 Rose Cir, Old Fort, TN last sold on Dec 2, 2024 for $310,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 146 Rose Cir, Old Fort, TN?

146 Rose Cir, Old Fort, TN has 1 bathrooms, 1,680 square feet of living space and a 1.00-acre lot.

When was 146 Rose Cir, Old Fort, TN built?

146 Rose Cir, Old Fort, TN was built in 1985, making it 41 years old. It is a custom design home. The building has 1 story.

What schools serve 146 Rose Cir, Old Fort, TN?

146 Rose Cir, Old Fort, TN is assigned to South Polk Elementary School (elementary), rated B-; Chilhowee Middle School (middle), rated C-; Polk County High School (high), rated C-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 146 Rose Cir, Old Fort, TN compare to other homes in Old Fort 37362?

Among the 1,528 homes in Old Fort 37362, it is worth more than 78% of them ($344,883 against a typical $226,934), its price per square foot is higher than 70% of them ($205 against a typical $175), it is bigger than 75% of them (1,680 ft² against a typical 1,344 ft²), its lot is bigger than 25% of them (1 ac against a typical 2.5 ac) and it is newer than 39% of them (1985 against a typical 1992). Measured against all of Polk County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 146 Rose Cir, Old Fort, TN?

The 2024 property tax bill for 146 Rose Cir, Old Fort, TN was $626. The county assessed it at $37,025.

Closest homes

More homes in Old Fort 37362

Assigned schools

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