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Single Family ResidenceResidential
$519,900$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $519,950 on Aug 7, 2023

14720 LOCUST CT

SWAN POINT, MD 20645
2.5
Baths
2,861 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$520K
$480K low$560K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$519,950 · Aug 7, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$23,070 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$499,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$423,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$457,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$499,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Thomas L. Higdon Elementary SchoolB
Elementary · Grades PK–5 · 4.0 mi
M
Piccowaxen Middle SchoolB
Middle · Grades 6–8 · 4.2 mi
H
La Plata High SchoolC+
High · Grades 9–12 · 16.8 mi

District: Charles County Public Schools

Neighborhood · ZIP 20645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.160
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,794
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,797
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14720 Locust Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Charles County
  • Costs less per square foot than 72% of homes in Issue 20645
  • Bigger than 76% of homes in Charles County
  • Has a smaller lot than 79% of homes in Issue 20645
  • Newer than 98% of homes in Issue 20645

What homes are worth in Issue 20645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$1.3M

This home is worth more than 64% of homes in Issue 20645.

How it measures up in Issue 20645

The dot is this home. The mark in the middle is the typical home in Issue 20645.

Estimated value$519,900
CheaperTypical $486,084Pricier

Pricier than 64% of homes nearby

Price per ft²$182
CheaperTypical $201Pricier

Pricier than 28% of homes nearby

Living area2,861 ft²
SmallerTypical 2,604 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.32 ac
SmallerTypical 0.35 acBigger

Bigger than 21% of homes nearby

Year built2023
OlderTypical 1999Newer

Newer than 98% of homes nearby

How 14720 Locust Ct ranks against every home in each area.
MeasureThis homeIssue 20645Charles County
Estimated valuepricier than$519,90064% of homes72% of homes
Price per ft²pricier than$18228% of homes29% of homes
Living areabigger than2,861 ft²63% of homes76% of homes
Lot sizebigger than0.32 ac21% of homes54% of homes
Year builtnewer than202398% of homes97% of homes

About 14720 Locust Ct

How much is 14720 Locust Ct, Swan Point, MD worth?

The TopHap Estimate for 14720 Locust Ct, Swan Point, MD is $519,900 as of Oct 21, 2026. The likely range is $479,616 to $560,184. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14720 Locust Ct, Swan Point, MD last sell?

14720 Locust Ct, Swan Point, MD last sold on Aug 7, 2023 for $519,950, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 14720 Locust Ct, Swan Point, MD?

14720 Locust Ct, Swan Point, MD has 2.5 bathrooms, 2,861 square feet of living space and a 0.32-acre lot.

When was 14720 Locust Ct, Swan Point, MD built?

14720 Locust Ct, Swan Point, MD was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 14720 Locust Ct, Swan Point, MD?

14720 Locust Ct, Swan Point, MD is assigned to Dr. Thomas L. Higdon Elementary School (elementary), rated B; Piccowaxen Middle School (middle), rated B; La Plata High School (high), rated C+. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14720 Locust Ct, Swan Point, MD compare to other homes in Issue 20645?

Among the 495 homes in Issue 20645, it is worth more than 64% of them ($519,900 against a typical $486,084), its price per square foot is higher than 28% of them ($182 against a typical $201), it is bigger than 63% of them (2,861 ft² against a typical 2,604 ft²), its lot is bigger than 21% of them (0.32 ac against a typical 0.35 ac) and it is newer than 98% of them (2023 against a typical 1999). Measured against all of Charles County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14720 Locust Ct, Swan Point, MD?

The 2025 property tax bill for 14720 Locust Ct, Swan Point, MD was $23,070. The county assessed it at $499,400.

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