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Single Family ResidenceResidential
$46,972$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1475 RAILROAD ST

CUMBERLAND, KY 40823
2
Beds
1
Baths
812 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$47K
$43K low$51K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$36,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarlan
Lot (acres)The size of the land the home sits on, from county records.0.15
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Wall Unit

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cumberland Elementary SchoolB
Elementary · Grades PK–8 · 1.1 mi
H
Harlan County High SchoolC
High · Grades 9–12 · 16.8 mi

District: Harlan County School District

Neighborhood · ZIP 40823These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,889
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,656
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$53,271
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1475 Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Cumberland 40823
  • Smaller than 85% of homes in Cumberland 40823
  • Has a smaller lot than 80% of homes in Harlan County
  • Older than 90% of homes in Cumberland 40823

What homes are worth in Cumberland 40823

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$229K

This home is worth more than 17% of homes in Cumberland 40823.

How it measures up in Cumberland 40823

The dot is this home. The mark in the middle is the typical home in Cumberland 40823.

Estimated value$46,972
CheaperTypical $74,939Pricier

Pricier than 17% of homes nearby

Price per ft²$58
CheaperTypical $58Pricier

Pricier than 49% of homes nearby

Living area812 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.15 ac
SmallerTypical 0.25 acBigger

Bigger than 27% of homes nearby

Year built1920
OlderTypical 1950Newer

Newer than 10% of homes nearby

How 1475 Railroad St ranks against every home in each area.
MeasureThis homeCumberland 40823Harlan County
Estimated valuepricier than$46,97217% of homes19% of homes
Price per ft²pricier than$5849% of homes51% of homes
Living areabigger than812 ft²15% of homes15% of homes
Lot sizebigger than0.15 ac27% of homes20% of homes
Year builtnewer than192010% of homes14% of homes

About 1475 Railroad St

How much is 1475 Railroad St, Cumberland, KY worth?

The TopHap Estimate for 1475 Railroad St, Cumberland, KY is $46,972 as of Sep 24, 2026. The likely range is $42,747 to $51,197. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1475 Railroad St, Cumberland, KY?

1475 Railroad St, Cumberland, KY has 2 bedrooms, 1 bathrooms, 812 square feet of living space and a 0.15-acre lot.

When was 1475 Railroad St, Cumberland, KY built?

1475 Railroad St, Cumberland, KY was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 1475 Railroad St, Cumberland, KY?

1475 Railroad St, Cumberland, KY is assigned to Cumberland Elementary School (elementary), rated B; Harlan County High School (high), rated C. All sit in Harlan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1475 Railroad St, Cumberland, KY compare to other homes in Cumberland 40823?

Among the 1,418 homes in Cumberland 40823, it is worth more than 17% of them ($46,972 against a typical $74,939), its price per square foot is higher than 49% of them ($58 against a typical $58), it is bigger than 15% of them (812 ft² against a typical 1,216 ft²), its lot is bigger than 27% of them (0.15 ac against a typical 0.25 ac) and it is newer than 10% of them (1920 against a typical 1950). Measured against all of Harlan County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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