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Single Family ResidenceResidential
$211,314$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $195,000 on Aug 24, 2022

148 MAIN ST W

RICHMOND, MN 56368
4
Beds
1.5
Baths
1,578 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$211K
$192K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · Aug 24, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,814
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,451
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,500
Null Placeholder · 6% 2 · recorded Apr 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,378 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$219,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1971
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboShed · 100 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 56368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,517
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

148 Main St W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Richmond 56368
  • Costs less per square foot than 84% of homes in Richmond 56368
  • Bigger than 69% of homes in Richmond 56368
  • Has a smaller lot than 82% of homes in Richmond 56368
  • Older than 80% of homes in Richmond 56368

What homes are worth in Richmond 56368

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$730K

This home is worth more than 32% of homes in Richmond 56368.

How it measures up in Richmond 56368

The dot is this home. The mark in the middle is the typical home in Richmond 56368.

Estimated value$211,314
CheaperTypical $271,836Pricier

Pricier than 32% of homes nearby

Price per ft²$134
CheaperTypical $193Pricier

Pricier than 16% of homes nearby

Living area1,578 ft²
SmallerTypical 1,298 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.24 ac
SmallerTypical 0.56 acBigger

Bigger than 18% of homes nearby

Year built1957
OlderTypical 1979Newer

Newer than 20% of homes nearby

How 148 Main St W ranks against every home in each area.
MeasureThis homeRichmond 56368Stearns County
Estimated valuepricier than$211,31432% of homes51% of homes
Price per ft²pricier than$13416% of homes34% of homes
Living areabigger than1,578 ft²69% of homes67% of homes
Lot sizebigger than0.24 ac18% of homes30% of homes
Year builtnewer than195720% of homes24% of homes

About 148 Main St W

How much is 148 Main St W, Richmond, MN worth?

The TopHap Estimate for 148 Main St W, Richmond, MN is $211,314 as of Jul 14, 2026. The likely range is $191,656 to $230,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 148 Main St W, Richmond, MN last sell?

148 Main St W, Richmond, MN last sold on Aug 24, 2022 for $195,000, according to the county's recorded deed.

How big is 148 Main St W, Richmond, MN?

148 Main St W, Richmond, MN has 4 bedrooms, 1.5 bathrooms, 1,578 square feet of living space and a 0.24-acre lot.

When was 148 Main St W, Richmond, MN built?

148 Main St W, Richmond, MN was built in 1957, making it 69 years old. The building has 1 story.

How does 148 Main St W, Richmond, MN compare to other homes in Richmond 56368?

Among the 2,823 homes in Richmond 56368, it is worth more than 32% of them ($211,314 against a typical $271,836), its price per square foot is higher than 16% of them ($134 against a typical $193), it is bigger than 69% of them (1,578 ft² against a typical 1,298 ft²), its lot is bigger than 18% of them (0.24 ac against a typical 0.56 ac) and it is newer than 20% of them (1957 against a typical 1979). Measured against all of Stearns County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 148 Main St W, Richmond, MN?

The 2026 property tax bill for 148 Main St W, Richmond, MN was $2,378. The county assessed it at $219,900.

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