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Single Family ResidenceResidential
$504,614$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

148 RIVERSHORE DR

SAN MATEO, FL 32187
3
Beds
3
Baths
2,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.

Valuation

$505K
$486K low$523K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$264,614
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$211,691
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
BRANCH BANKING AND TRUST CO · 6.62% 1 · recorded Mar 30, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,820 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,030 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.81 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.96%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Heat Pump
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 198 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Browning - Pearce Elementary SchoolC
Elementary · Grades PK–6 · 1.5 mi
M
Palatka Jr/Sr High SchoolD+
Middle · Grades 7–12 · 5.1 mi

District: Putnam County School District

Neighborhood · ZIP 32187These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,935
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,186
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

148 Rivershore Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Putnam County
  • Costs more per square foot than 85% of homes in San Mateo 32187
  • Bigger than 90% of homes in Putnam County
  • Has a smaller lot than 85% of homes in San Mateo 32187
  • Newer than 90% of homes in Putnam County

What homes are worth in San Mateo 32187

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$840K

This home is worth more than 88% of homes in San Mateo 32187.

How it measures up in San Mateo 32187

The dot is this home. The mark in the middle is the typical home in San Mateo 32187.

Estimated value$504,614
CheaperTypical $250,773Pricier

Pricier than 88% of homes nearby

Price per ft²$212
CheaperTypical $145Pricier

Pricier than 85% of homes nearby

Living area2,384 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.3 ac
SmallerTypical 1.01 acBigger

Bigger than 15% of homes nearby

Year built2007
OlderTypical 1984Newer

Newer than 89% of homes nearby

How 148 Rivershore Dr ranks against every home in each area.
MeasureThis homeSan Mateo 32187Putnam County
Estimated valuepricier than$504,61488% of homes90% of homes
Price per ft²pricier than$21285% of homes83% of homes
Living areabigger than2,384 ft²84% of homes90% of homes
Lot sizebigger than0.3 ac15% of homes29% of homes
Year builtnewer than200789% of homes90% of homes

About 148 Rivershore Dr

How much is 148 Rivershore Dr, San Mateo, FL worth?

The TopHap Estimate for 148 Rivershore Dr, San Mateo, FL is $504,614 as of Jul 14, 2026. The likely range is $485,872 to $523,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 148 Rivershore Dr, San Mateo, FL last sell?

148 Rivershore Dr, San Mateo, FL last sold on Mar 6, 2017, according to the county's recorded deed.

How big is 148 Rivershore Dr, San Mateo, FL?

148 Rivershore Dr, San Mateo, FL has 3 bedrooms, 3 bathrooms, 2,384 square feet of living space and a 0.30-acre lot.

When was 148 Rivershore Dr, San Mateo, FL built?

148 Rivershore Dr, San Mateo, FL was built in 2007, making it 19 years old.

What schools serve 148 Rivershore Dr, San Mateo, FL?

148 Rivershore Dr, San Mateo, FL is assigned to Browning - Pearce Elementary School (elementary), rated C; Palatka Jr/Sr High School (middle), rated D+. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 148 Rivershore Dr, San Mateo, FL compare to other homes in San Mateo 32187?

Among the 835 homes in San Mateo 32187, it is worth more than 88% of them ($504,614 against a typical $250,773), its price per square foot is higher than 85% of them ($212 against a typical $145), it is bigger than 84% of them (2,384 ft² against a typical 1,572 ft²), its lot is bigger than 15% of them (0.3 ac against a typical 1.01 ac) and it is newer than 89% of them (2007 against a typical 1984). Measured against all of Putnam County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 148 Rivershore Dr, San Mateo, FL?

The 2025 property tax bill for 148 Rivershore Dr, San Mateo, FL was $3,820. The county assessed it at $253,030.

Closest homes

More homes in San Mateo 32187

Assigned schools

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