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Seasonal, Cabin, Vacation ResidenceResidential

148 RUEL RD

SARANAC, NY 12981
1
Beds
0
Baths
416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$133 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCLINTON
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saranac Elementary SchoolC
Elementary · Grades PK–5 · 10.4 mi
H
Saranac High SchoolB
High · Grades 9–12 · 10.5 mi
M
Saranac Middle SchoolD+
Middle · Grades 6–8 · 10.5 mi

District: Saranac Central School District

Neighborhood · ZIP 12981These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,605
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

148 Ruel Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest homes in Clinton County
  • Has a smaller lot than 87% of homes in Saranac 12981
  • Newer than 72% of homes in Clinton County

How it measures up in Saranac 12981

The dot is this home. The mark in the middle is the typical home in Saranac 12981.

Living area416 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.92 ac
SmallerTypical 5.7 acBigger

Bigger than 13% of homes nearby

Year built1990
OlderTypical 1980Newer

Newer than 67% of homes nearby

How 148 Ruel Rd ranks against every home in each area.
MeasureThis homeSaranac 12981Clinton County
Living areabigger than416 ft²3% of homesalmost no homes
Lot sizebigger than0.92 ac13% of homes53% of homes
Year builtnewer than199067% of homes72% of homes

About 148 Ruel Rd

When did 148 Ruel Rd, Saranac, NY last sell?

148 Ruel Rd, Saranac, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 148 Ruel Rd, Saranac, NY?

148 Ruel Rd, Saranac, NY has 1 bedrooms, 416 square feet of living space and a 0.92-acre lot.

When was 148 Ruel Rd, Saranac, NY built?

148 Ruel Rd, Saranac, NY was built in 1990, making it 36 years old. It is a cottage home. The building has 1 story.

What schools serve 148 Ruel Rd, Saranac, NY?

148 Ruel Rd, Saranac, NY is assigned to Saranac Elementary School (elementary), rated C; Saranac High School (high), rated B; Saranac Middle School (middle), rated D+. All sit in Saranac Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 148 Ruel Rd, Saranac, NY compare to other homes in Saranac 12981?

Among the 1,114 homes in Saranac 12981, it is bigger than 3% of them (416 ft² against a typical 1,368 ft²), its lot is bigger than 13% of them (0.92 ac against a typical 5.7 ac) and it is newer than 67% of them (1990 against a typical 1980). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 148 Ruel Rd, Saranac, NY?

The 2025 property tax bill for 148 Ruel Rd, Saranac, NY was $133. The county assessed it at $16,500.

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