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Single Family ResidenceResidential
$185,252$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $130,000 on Sep 5, 2019

14815 HOWARD ST

CUMBERLAND, MD 21502
2
Baths
1,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$185K
$175K low$195K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Sep 5, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,128 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$166,633 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$176,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cresaptown Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
H
Allegany High SchoolC+
High · Grades 9–12 · 4.8 mi
M
Braddock Middle SchoolB
Middle · Grades 6–8 · 6.0 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14815 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Allegany County
  • Has a smaller lot than 67% of homes in Allegany County
  • Newer than 88% of homes in Cumberland 21502

What homes are worth in Cumberland 21502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$431K

This home is worth more than 67% of homes in Cumberland 21502.

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Estimated value$185,252
CheaperTypical $146,350Pricier

Pricier than 67% of homes nearby

Price per ft²$126
CheaperTypical $112Pricier

Pricier than 59% of homes nearby

Living area1,470 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.17 ac
SmallerTypical 0.22 acBigger

Bigger than 43% of homes nearby

Year built1981
OlderTypical 1944Newer

Newer than 88% of homes nearby

How 14815 Howard St ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Estimated valuepricier than$185,25267% of homes68% of homes
Price per ft²pricier than$12659% of homes62% of homes
Living areabigger than1,470 ft²58% of homes56% of homes
Lot sizebigger than0.17 ac43% of homes33% of homes
Year builtnewer than198188% of homes83% of homes

About 14815 Howard St

How much is 14815 Howard St, Cumberland, MD worth?

The TopHap Estimate for 14815 Howard St, Cumberland, MD is $185,252 as of Sep 24, 2026. The likely range is $175,121 to $195,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14815 Howard St, Cumberland, MD last sell?

14815 Howard St, Cumberland, MD last sold on Sep 5, 2019 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 14815 Howard St, Cumberland, MD?

14815 Howard St, Cumberland, MD has 2 bathrooms, 1,470 square feet of living space and a 0.17-acre lot.

When was 14815 Howard St, Cumberland, MD built?

14815 Howard St, Cumberland, MD was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 14815 Howard St, Cumberland, MD?

14815 Howard St, Cumberland, MD is assigned to Cresaptown Elementary School (elementary), rated B+; Allegany High School (high), rated C+; Braddock Middle School (middle), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14815 Howard St, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,376 homes in Cumberland 21502, it is worth more than 67% of them ($185,252 against a typical $146,350), its price per square foot is higher than 59% of them ($126 against a typical $112), it is bigger than 58% of them (1,470 ft² against a typical 1,372 ft²), its lot is bigger than 43% of them (0.17 ac against a typical 0.22 ac) and it is newer than 88% of them (1981 against a typical 1944). Measured against all of Allegany County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14815 Howard St, Cumberland, MD?

The 2025 property tax bill for 14815 Howard St, Cumberland, MD was $2,128. The county assessed it at $166,633.

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