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Single Family ResidenceResidential
$778,206$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $499,000 on Mar 1, 2016

1486 RACK POINT DR

FINKSBURG, MD 21048
3.5
Baths
2,640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$778K
$742K low$815K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$499,000 · Mar 1, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,580 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$622,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$611,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$645,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.1.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²Porch · 204 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mechanicsville Elementary SchoolB
Elementary · Grades PK–5 · 0.6 mi
H
Westminster High SchoolA-
High · Grades 9–12 · 6.1 mi
M
Westminster West Middle SchoolB+
Middle · Grades 6–8 · 8.9 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.410 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1486 Rack Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Carroll County
  • Costs more per square foot than 65% of homes in Carroll County
  • Bigger than 82% of homes in Carroll County
  • Has a bigger lot than 77% of homes in Carroll County
  • Newer than 87% of homes in Finksburg 21048

What homes are worth in Finksburg 21048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$291K$1.2M

This home is worth more than 79% of homes in Finksburg 21048.

How it measures up in Finksburg 21048

The dot is this home. The mark in the middle is the typical home in Finksburg 21048.

Estimated value$778,206
CheaperTypical $531,810Pricier

Pricier than 79% of homes nearby

Price per ft²$295
CheaperTypical $277Pricier

Pricier than 64% of homes nearby

Living area2,640 ft²
SmallerTypical 1,961 ft²Bigger

Bigger than 71% of homes nearby

Lot size1.9 ac
SmallerTypical 1.17 acBigger

Bigger than 64% of homes nearby

Year built2002
OlderTypical 1983Newer

Newer than 87% of homes nearby

How 1486 Rack Point Dr ranks against every home in each area.
MeasureThis homeFinksburg 21048Carroll County
Estimated valuepricier than$778,20679% of homes90% of homes
Price per ft²pricier than$29564% of homes65% of homes
Living areabigger than2,640 ft²71% of homes82% of homes
Lot sizebigger than1.9 ac64% of homes77% of homes
Year builtnewer than200287% of homes85% of homes

About 1486 Rack Point Dr

How much is 1486 Rack Point Dr, Finksburg, MD worth?

The TopHap Estimate for 1486 Rack Point Dr, Finksburg, MD is $778,206 as of Aug 30, 2026. The likely range is $741,855 to $814,557. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1486 Rack Point Dr, Finksburg, MD last sell?

1486 Rack Point Dr, Finksburg, MD last sold on Mar 1, 2016 for $499,000, according to the county's recorded deed.

How big is 1486 Rack Point Dr, Finksburg, MD?

1486 Rack Point Dr, Finksburg, MD has 3.5 bathrooms, 2,640 square feet of living space and a 1.90-acre lot.

When was 1486 Rack Point Dr, Finksburg, MD built?

1486 Rack Point Dr, Finksburg, MD was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 1486 Rack Point Dr, Finksburg, MD?

1486 Rack Point Dr, Finksburg, MD is assigned to Mechanicsville Elementary School (elementary), rated B; Westminster High School (high), rated A-; Westminster West Middle School (middle), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1486 Rack Point Dr, Finksburg, MD compare to other homes in Finksburg 21048?

Among the 3,706 homes in Finksburg 21048, it is worth more than 79% of them ($778,206 against a typical $531,810), its price per square foot is higher than 64% of them ($295 against a typical $277), it is bigger than 71% of them (2,640 ft² against a typical 1,961 ft²), its lot is bigger than 64% of them (1.9 ac against a typical 1.17 ac) and it is newer than 87% of them (2002 against a typical 1983). Measured against all of Carroll County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1486 Rack Point Dr, Finksburg, MD?

The 2025 property tax bill for 1486 Rack Point Dr, Finksburg, MD was $6,580. The county assessed it at $622,700.

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