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Single Family ResidenceResidential
$271,604$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Sep 7, 2021

14970 VISTA RIDGE CIR

DERBY, IN 47525
3
Beds
2
Baths
1,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$272K
$256K low$287K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Sep 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,131 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$227,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPERRY
Lot (acres)The size of the land the home sits on, from county records.3.51
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(9)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Perry Central Jr-Sr High SchoolA-
Middle · Grades 7–12 · 6.9 mi
E
Perry Central Elementary SchoolB-
Elementary · Grades PK–6 · 6.9 mi

District: Perry Central Community School Corporation

Neighborhood · ZIP 47525These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,489
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14970 Vista Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Perry County
  • Costs more per square foot than 84% of homes in Perry County
  • Has a bigger lot than 72% of homes in Perry County
  • Newer than 87% of homes in Perry County

What homes are worth in Derby 47525

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$475K

This home is worth more than 72% of homes in Derby 47525.

How it measures up in Derby 47525

The dot is this home. The mark in the middle is the typical home in Derby 47525.

Estimated value$271,604
CheaperTypical $220,356Pricier

Pricier than 72% of homes nearby

Price per ft²$190
CheaperTypical $165Pricier

Pricier than 64% of homes nearby

Living area1,432 ft²
SmallerTypical 1,266 ft²Bigger

Bigger than 61% of homes nearby

Lot size3.51 ac
SmallerTypical 3.16 acBigger

Bigger than 54% of homes nearby

Year built2003
OlderTypical 1992Newer

Newer than 74% of homes nearby

How 14970 Vista Ridge Cir ranks against every home in each area.
MeasureThis homeDerby 47525Perry County
Estimated valuepricier than$271,60472% of homes80% of homes
Price per ft²pricier than$19064% of homes84% of homes
Living areabigger than1,432 ft²61% of homes52% of homes
Lot sizebigger than3.51 ac54% of homes72% of homes
Year builtnewer than200374% of homes87% of homes

About 14970 Vista Ridge Cir

How much is 14970 Vista Ridge Cir, Derby, IN worth?

The TopHap Estimate for 14970 Vista Ridge Cir, Derby, IN is $271,604 as of Jul 14, 2026. The likely range is $255,977 to $287,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14970 Vista Ridge Cir, Derby, IN last sell?

14970 Vista Ridge Cir, Derby, IN last sold on Sep 7, 2021 for $220,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 14970 Vista Ridge Cir, Derby, IN?

14970 Vista Ridge Cir, Derby, IN has 3 bedrooms, 2 bathrooms, 1,432 square feet of living space and a 3.51-acre lot.

When was 14970 Vista Ridge Cir, Derby, IN built?

14970 Vista Ridge Cir, Derby, IN was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 14970 Vista Ridge Cir, Derby, IN?

14970 Vista Ridge Cir, Derby, IN is assigned to Perry Central Jr-Sr High School (middle), rated A-; Perry Central Elementary School (elementary), rated B-. All sit in Perry Central Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14970 Vista Ridge Cir, Derby, IN compare to other homes in Derby 47525?

Among the 262 homes in Derby 47525, it is worth more than 72% of them ($271,604 against a typical $220,356), its price per square foot is higher than 64% of them ($190 against a typical $165), it is bigger than 61% of them (1,432 ft² against a typical 1,266 ft²), its lot is bigger than 54% of them (3.51 ac against a typical 3.16 ac) and it is newer than 74% of them (2003 against a typical 1992). Measured against all of Perry County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14970 Vista Ridge Cir, Derby, IN?

The 2025 property tax bill for 14970 Vista Ridge Cir, Derby, IN was $4,131. The county assessed it at $227,800.

More homes on Vista Ridge Cir

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Assigned schools

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