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Single Family ResidenceResidential
$274,900$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $260,000 on Sep 6, 2022

15 FERN RIDGE TRL

MURPHY, NC 28906
2
Beds
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$275K
$239K low$311K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Sep 6, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$905 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,800 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.1.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 556 ft²Porch · 12 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ranger Elementary & Middle SchoolC+
Elementary · Grades PK–8 · 2.4 mi
H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 6.0 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15 Fern Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 91% of homes in Cherokee County
  • Smaller than 92% of homes in Murphy 28906
  • Newer than 89% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$661K

This home is worth more than 50% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$274,900
CheaperTypical $275,873Pricier

Pricier than 50% of homes nearby

Price per ft²$358
CheaperTypical $223Pricier

Pricier than 90% of homes nearby

Living area768 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 8% of homes nearby

Lot size1.13 ac
SmallerTypical 1.35 acBigger

Bigger than 42% of homes nearby

Year built2016
OlderTypical 1996Newer

Newer than 88% of homes nearby

How 15 Fern Ridge Trl ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$274,90050% of homes54% of homes
Price per ft²pricier than$35890% of homes91% of homes
Living areabigger than768 ft²8% of homes8% of homes
Lot sizebigger than1.13 ac42% of homes43% of homes
Year builtnewer than201688% of homes89% of homes

About 15 Fern Ridge Trl

How much is 15 Fern Ridge Trl, Murphy, NC worth?

The TopHap Estimate for 15 Fern Ridge Trl, Murphy, NC is $274,900 as of Aug 30, 2026. The likely range is $238,805 to $310,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15 Fern Ridge Trl, Murphy, NC last sell?

15 Fern Ridge Trl, Murphy, NC last sold on Sep 6, 2022 for $260,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 15 Fern Ridge Trl, Murphy, NC?

15 Fern Ridge Trl, Murphy, NC has 2 bedrooms, 1 bathrooms, 768 square feet of living space and a 1.13-acre lot.

When was 15 Fern Ridge Trl, Murphy, NC built?

15 Fern Ridge Trl, Murphy, NC was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 15 Fern Ridge Trl, Murphy, NC?

15 Fern Ridge Trl, Murphy, NC is assigned to Ranger Elementary & Middle School (elementary), rated C+; Hiwassee Dam High School (high), rated B. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15 Fern Ridge Trl, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 50% of them ($274,900 against a typical $275,873), its price per square foot is higher than 90% of them ($358 against a typical $223), it is bigger than 8% of them (768 ft² against a typical 1,312 ft²), its lot is bigger than 42% of them (1.13 ac against a typical 1.35 ac) and it is newer than 88% of them (2016 against a typical 1996). Measured against all of Cherokee County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15 Fern Ridge Trl, Murphy, NC?

The 2025 property tax bill for 15 Fern Ridge Trl, Murphy, NC was $905. The county assessed it at $124,800.

More homes on Fern Ridge Trl

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Assigned schools

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