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Single Family ResidenceResidential
$300,271$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

15 SPRUCE DR

MORGANS POINT RESORT, TX 76513
0
Baths
2,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$300K
$276K low$324K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,717 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$323,791 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$349,804
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$294,355
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$393,804

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Porch · 80 ft²Sprinklers

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakewood Elementary SchoolA
Elementary · Grades KG–5 · 2.3 mi
H
Lake Belton High SchoolB+
High · Grades 9–12 · 2.9 mi
M
Lake Belton Middle SchoolA
Middle · Grades 6–8 · 4.0 mi

District: Belton Independent School District

Neighborhood · ZIP 76513These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.49,989
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.379 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,533
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15 Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Bell County
  • Costs less per square foot than 93% of homes in Morgans Point
  • Bigger than 87% of homes in Morgans Point
  • Has a bigger lot than 69% of homes in Morgans Point

What homes are worth in Belton 76513

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$976K

This home is worth more than 46% of homes in Belton 76513.

How it measures up in Belton 76513

The dot is this home. The mark in the middle is the typical home in Belton 76513.

Estimated value$300,271
CheaperTypical $313,103Pricier

Pricier than 46% of homes nearby

Price per ft²$147
CheaperTypical $176Pricier

Pricier than 23% of homes nearby

Living area2,040 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.28 ac
SmallerTypical 0.31 acBigger

Bigger than 46% of homes nearby

Year built2000
OlderTypical 2000Newer

Newer than 51% of homes nearby

How 15 Spruce Dr ranks against every home in each area.
MeasureThis homeMorgans PointBelton 76513Bell County
Estimated valuepricier than$300,27166% of homes46% of homes68% of homes
Price per ft²pricier than$1477% of homes23% of homes58% of homes
Living areabigger than2,040 ft²87% of homes63% of homes67% of homes
Lot sizebigger than0.28 ac69% of homes46% of homes67% of homes
Year builtnewer than200063% of homes51% of homes50% of homes

About 15 Spruce Dr

How much is 15 Spruce Dr, Morgans Point Resort, TX worth?

The TopHap Estimate for 15 Spruce Dr, Morgans Point Resort, TX is $300,271 as of Sep 24, 2026. The likely range is $276,287 to $324,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15 Spruce Dr, Morgans Point Resort, TX last sell?

15 Spruce Dr, Morgans Point Resort, TX last sold on Jul 2, 2009, according to the county's recorded deed.

How big is 15 Spruce Dr, Morgans Point Resort, TX?

15 Spruce Dr, Morgans Point Resort, TX has 2,040 square feet of living space and a 0.28-acre lot.

When was 15 Spruce Dr, Morgans Point Resort, TX built?

15 Spruce Dr, Morgans Point Resort, TX was built in 2000, making it 26 years old. The building has 2 stories.

What schools serve 15 Spruce Dr, Morgans Point Resort, TX?

15 Spruce Dr, Morgans Point Resort, TX is assigned to Lakewood Elementary School (elementary), rated A; Lake Belton High School (high), rated B+; Lake Belton Middle School (middle), rated A. All sit in Belton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15 Spruce Dr, Morgans Point Resort, TX compare to other homes in Belton 76513?

Among the 16,420 homes in Belton 76513, it is worth more than 46% of them ($300,271 against a typical $313,103), its price per square foot is higher than 23% of them ($147 against a typical $176), it is bigger than 63% of them (2,040 ft² against a typical 1,800 ft²), its lot is bigger than 46% of them (0.28 ac against a typical 0.31 ac) and it is newer than 51% of them (2000 against a typical 2000). Measured against all of Bell County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15 Spruce Dr, Morgans Point Resort, TX?

The 2024 property tax bill for 15 Spruce Dr, Morgans Point Resort, TX was $2,717. The county assessed it at $323,791.

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