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Residential Income (General/Multi-Family)Residential
Last sold for $75,000 on Oct 14, 2021

15 VALLEY ST

CUMBERLAND, MD 21502
4
Baths
2,378 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,015 ft²
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Oct 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$736 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,267
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.110 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential Income (General/Multi-Family)
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 290 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Braddock Middle SchoolB
Middle · Grades 6–8 · 0.6 mi
H
Allegany High SchoolB-
High · Grades 9–12 · 1.4 mi
E
Cash Valley Elementary SchoolA+
Elementary · Grades PK–5 · 2.5 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15 Valley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 90% of homes in Allegany County
  • Has a smaller lot than 97% of homes in Allegany County
  • Older than 89% of homes in Cumberland 21502

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Living area2,378 ft²
SmallerTypical 1,366 ft²Bigger

Bigger than 89% of homes nearby

Lot size2,015 ft²
SmallerTypical 0.22 acBigger

Bigger than 4% of homes nearby

Year built1905
OlderTypical 1945Newer

Newer than 11% of homes nearby

How 15 Valley St ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Living areabigger than2,378 ft²89% of homes90% of homes
Lot sizebigger than2,015 ft²4% of homes3% of homes
Year builtnewer than190511% of homes11% of homes

About 15 Valley St

When did 15 Valley St, Cumberland, MD last sell?

15 Valley St, Cumberland, MD last sold on Oct 14, 2021 for $75,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 15 Valley St, Cumberland, MD?

15 Valley St, Cumberland, MD has 4 bathrooms, 2,378 square feet of living space and a 0.05-acre lot.

When was 15 Valley St, Cumberland, MD built?

15 Valley St, Cumberland, MD was built in 1905, making it 121 years old. It is a townhouse home. The building has 2 stories.

What schools serve 15 Valley St, Cumberland, MD?

15 Valley St, Cumberland, MD is assigned to Braddock Middle School (middle), rated B; Allegany High School (high), rated B-; Cash Valley Elementary School (elementary), rated A+. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15 Valley St, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,376 homes in Cumberland 21502, it is bigger than 89% of them (2,378 ft² against a typical 1,366 ft²), its lot is bigger than 4% of them (2,015 ft² against a typical 0.22 ac) and it is newer than 11% of them (1905 against a typical 1945). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15 Valley St, Cumberland, MD?

The 2025 property tax bill for 15 Valley St, Cumberland, MD was $736. The county assessed it at $94,300.

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