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Single Family ResidenceResidential
$292,777$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1509 COTTON CLOVER DR

ORANGE PARK, FL 32065
3
Beds
2
Baths
1,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$293K
$281K low$305K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,895 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,968 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$259,396
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,455

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.16
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 201 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oakleaf Village Elementary SchoolB
Elementary · Grades KG–6 · 0.2 mi
H
Oakleaf High SchoolA-
High · Grades 9–12 · 0.8 mi
M
Oakleaf Junior High SchoolA-
Middle · Grades 7–8 · 1.0 mi

District: Clay County School District

Neighborhood · ZIP 32065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,479
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,255
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,821
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1509 Cotton Clover Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Oakleaf Plantation
  • Costs more per square foot than 74% of homes in Oakleaf Plantation
  • Smaller than 78% of homes in Oakleaf Plantation
  • Has a smaller lot than 83% of homes in Clay County
  • Newer than 72% of homes in Clay County

What homes are worth in Orange Park 32065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$636K

This home is worth more than 38% of homes in Orange Park 32065.

How it measures up in Orange Park 32065

The dot is this home. The mark in the middle is the typical home in Orange Park 32065.

Estimated value$292,777
CheaperTypical $324,968Pricier

Pricier than 38% of homes nearby

Price per ft²$173
CheaperTypical $164Pricier

Pricier than 66% of homes nearby

Living area1,688 ft²
SmallerTypical 1,883 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.16 ac
SmallerTypical 0.21 acBigger

Bigger than 32% of homes nearby

Year built2005
OlderTypical 2005Newer

Newer than 60% of homes nearby

How 1509 Cotton Clover Dr ranks against every home in each area.
MeasureThis homeOakleaf PlantationOrange Park 32065Clay County
Estimated valuepricier than$292,77729% of homes38% of homes34% of homes
Price per ft²pricier than$17374% of homes66% of homes41% of homes
Living areabigger than1,688 ft²22% of homes35% of homes42% of homes
Lot sizebigger than0.16 ac48% of homes32% of homes17% of homes
Year builtnewer than200533% of homes60% of homes72% of homes

About 1509 Cotton Clover Dr

How much is 1509 Cotton Clover Dr, Orange Park, FL worth?

The TopHap Estimate for 1509 Cotton Clover Dr, Orange Park, FL is $292,777 as of Sep 24, 2026. The likely range is $281,040 to $304,514. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1509 Cotton Clover Dr, Orange Park, FL last sell?

1509 Cotton Clover Dr, Orange Park, FL last sold on Apr 20, 2023, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1509 Cotton Clover Dr, Orange Park, FL?

1509 Cotton Clover Dr, Orange Park, FL has 3 bedrooms, 2 bathrooms, 1,688 square feet of living space and a 0.16-acre lot.

When was 1509 Cotton Clover Dr, Orange Park, FL built?

1509 Cotton Clover Dr, Orange Park, FL was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 1509 Cotton Clover Dr, Orange Park, FL?

1509 Cotton Clover Dr, Orange Park, FL is assigned to Oakleaf Village Elementary School (elementary), rated B; Oakleaf High School (high), rated A-; Oakleaf Junior High School (middle), rated A-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1509 Cotton Clover Dr, Orange Park, FL compare to other homes in Orange Park 32065?

Among the 13,463 homes in Orange Park 32065, it is worth more than 38% of them ($292,777 against a typical $324,968), its price per square foot is higher than 66% of them ($173 against a typical $164), it is bigger than 35% of them (1,688 ft² against a typical 1,883 ft²), its lot is bigger than 32% of them (0.16 ac against a typical 0.21 ac) and it is newer than 60% of them (2005 against a typical 2005). Measured against all of Clay County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1509 Cotton Clover Dr, Orange Park, FL?

The 2024 property tax bill for 1509 Cotton Clover Dr, Orange Park, FL was $3,895. The county assessed it at $201,968.

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