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Single Family ResidenceResidential
$1,431,455$401 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $668,905 on Jun 24, 2003

15165 SAPLING RIDGE DR

DAYTON, MD 21036
3.5
Baths
3,570 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.07 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$668,905 · Jun 24, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$505,205
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$404,164
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$537,500
CHEVY CHASE SAVINGS BANK · recorded Aug 29, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$388,750
NYCB MORTGAGE COMPANY LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,184 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,014,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$276,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$737,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$896,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,014,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.1.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dayton Oaks Elementary SchoolA
Elementary · Grades PK–5 · 1.9 mi
M
Folly Quarter Middle SchoolA
Middle · Grades 6–8 · 2.9 mi
H
Glenelg High SchoolA+
High · Grades 9–12 · 3.0 mi

District: Howard County Public Schools

Neighborhood · ZIP 21036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.38
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.368 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$164,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,002
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15165 Sapling Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Howard County
  • Costs more per square foot than 92% of homes in Howard County
  • Bigger than 90% of homes in Howard County
  • Has a bigger lot than 81% of homes in Howard County
  • Newer than 79% of homes in Dayton 21036

What homes are worth in Dayton 21036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$522K$2.1M

This home is worth more than 75% of homes in Dayton 21036.

How it measures up in Dayton 21036

The dot is this home. The mark in the middle is the typical home in Dayton 21036.

Estimated value$1,431,455
CheaperTypical $1,057,267Pricier

Pricier than 75% of homes nearby

Price per ft²$401
CheaperTypical $366Pricier

Pricier than 69% of homes nearby

Living area3,570 ft²
SmallerTypical 2,965 ft²Bigger

Bigger than 64% of homes nearby

Lot size1.07 ac
SmallerTypical 2.2 acBigger

Bigger than 26% of homes nearby

Year built2003
OlderTypical 1988Newer

Newer than 79% of homes nearby

How 15165 Sapling Ridge Dr ranks against every home in each area.
MeasureThis homeDaytonDayton 21036Howard County
Estimated valuepricier than$1,431,45570% of homes75% of homes97% of homes
Price per ft²pricier than$40173% of homes69% of homes92% of homes
Living areabigger than3,570 ft²58% of homes64% of homes90% of homes
Lot sizebigger than1.07 ac22% of homes26% of homes81% of homes
Year builtnewer than200376% of homes79% of homes79% of homes

About 15165 Sapling Ridge Dr

How much is 15165 Sapling Ridge Dr, Dayton, MD worth?

The TopHap Estimate for 15165 Sapling Ridge Dr, Dayton, MD is $1,431,455 as of Jul 14, 2026. The likely range is $1,345,618 to $1,517,292. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15165 Sapling Ridge Dr, Dayton, MD last sell?

15165 Sapling Ridge Dr, Dayton, MD last sold on Jun 24, 2003 for $668,905, according to the county's recorded deed.

How big is 15165 Sapling Ridge Dr, Dayton, MD?

15165 Sapling Ridge Dr, Dayton, MD has 3.5 bathrooms, 3,570 square feet of living space and a 1.07-acre lot.

When was 15165 Sapling Ridge Dr, Dayton, MD built?

15165 Sapling Ridge Dr, Dayton, MD was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 15165 Sapling Ridge Dr, Dayton, MD?

15165 Sapling Ridge Dr, Dayton, MD is assigned to Dayton Oaks Elementary School (elementary), rated A; Folly Quarter Middle School (middle), rated A; Glenelg High School (high), rated A+. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15165 Sapling Ridge Dr, Dayton, MD compare to other homes in Dayton 21036?

Among the 795 homes in Dayton 21036, it is worth more than 75% of them ($1,431,455 against a typical $1,057,267), its price per square foot is higher than 69% of them ($401 against a typical $366), it is bigger than 64% of them (3,570 ft² against a typical 2,965 ft²), its lot is bigger than 26% of them (1.07 ac against a typical 2.2 ac) and it is newer than 79% of them (2003 against a typical 1988). Measured against all of Howard County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15165 Sapling Ridge Dr, Dayton, MD?

The 2025 property tax bill for 15165 Sapling Ridge Dr, Dayton, MD was $11,184. The county assessed it at $1,014,500.

Closest homes

More homes in Dayton 21036

Assigned schools

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