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Single Family ResidenceResidential
$278,207$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $222,000 on Jun 1, 2023

1537 SARATOGA LN

ROCKFORD, IL 61107
3
Beds
2.5
Baths
1,924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$278K
$263K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$222,000 · Jun 1, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,057
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,246
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$214,590
FIRST CENTENNIAL MTG CO LTD · 6.63% 2 · recorded Jun 1, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,560
HUD

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,623 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,018 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,688
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,708
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,054

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 594 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(10)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brookview Elementary SchoolB
Elementary · Grades KG–5 · 0.2 mi
H
Guilford High SchoolD
High · Grades 9–12 · 0.9 mi
M
Eisenhower Middle SchoolD
Middle · Grades 6–8 · 1.4 mi

District: Rockford School District 205

Neighborhood · ZIP 61107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,019 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1537 Saratoga Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Winnebago County
  • Costs more per square foot than 79% of homes in Rockford 61107
  • Bigger than 69% of homes in Winnebago County
  • Newer than 74% of homes in Rockford 61107

What homes are worth in Rockford 61107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$541K

This home is worth more than 73% of homes in Rockford 61107.

How it measures up in Rockford 61107

The dot is this home. The mark in the middle is the typical home in Rockford 61107.

Estimated value$278,207
CheaperTypical $224,539Pricier

Pricier than 73% of homes nearby

Price per ft²$145
CheaperTypical $118Pricier

Pricier than 79% of homes nearby

Living area1,924 ft²
SmallerTypical 1,928 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.27 ac
SmallerTypical 0.26 acBigger

Bigger than 51% of homes nearby

Year built1976
OlderTypical 1959Newer

Newer than 74% of homes nearby

How 1537 Saratoga Ln ranks against every home in each area.
MeasureThis homeRockford 61107Winnebago County
Estimated valuepricier than$278,20773% of homes75% of homes
Price per ft²pricier than$14579% of homes65% of homes
Living areabigger than1,924 ft²50% of homes69% of homes
Lot sizebigger than0.27 ac51% of homes46% of homes
Year builtnewer than197674% of homes63% of homes

About 1537 Saratoga Ln

How much is 1537 Saratoga Ln, Rockford, IL worth?

The TopHap Estimate for 1537 Saratoga Ln, Rockford, IL is $278,207 as of Jul 14, 2026. The likely range is $262,563 to $293,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1537 Saratoga Ln, Rockford, IL last sell?

1537 Saratoga Ln, Rockford, IL last sold on Jun 1, 2023 for $222,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1537 Saratoga Ln, Rockford, IL?

1537 Saratoga Ln, Rockford, IL has 3 bedrooms, 2.5 bathrooms, 1,924 square feet of living space and a 0.27-acre lot.

When was 1537 Saratoga Ln, Rockford, IL built?

1537 Saratoga Ln, Rockford, IL was built in 1976, making it 50 years old. It is a split level home. The building has 1 story.

What schools serve 1537 Saratoga Ln, Rockford, IL?

1537 Saratoga Ln, Rockford, IL is assigned to Brookview Elementary School (elementary), rated B; Guilford High School (high), rated D; Eisenhower Middle School (middle), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1537 Saratoga Ln, Rockford, IL compare to other homes in Rockford 61107?

Among the 11,017 homes in Rockford 61107, it is worth more than 73% of them ($278,207 against a typical $224,539), its price per square foot is higher than 79% of them ($145 against a typical $118), it is bigger than 50% of them (1,924 ft² against a typical 1,928 ft²), its lot is bigger than 51% of them (0.27 ac against a typical 0.26 ac) and it is newer than 74% of them (1976 against a typical 1959). Measured against all of Winnebago County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1537 Saratoga Ln, Rockford, IL?

The 2025 property tax bill for 1537 Saratoga Ln, Rockford, IL was $6,623. The county assessed it at $81,018.

Closest homes

More homes in Rockford 61107

Assigned schools

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