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Single Family ResidenceResidential
$198,767$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $185,000 on Jun 9, 2025

1538 RUTGERS ST

SCHENECTADY, NY 12303
2
Beds
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$199K
$171K low$226K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Jun 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,611 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,941

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountySCHENECTADY
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William C Keane Elementary SchoolD+
Elementary · Grades PK–5 · 0.4 mi
M
Central Park Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
H
Schenectady High SchoolD+
High · Grades 9–12 · 1.7 mi

District: Schenectady City School District

Neighborhood · ZIP 12303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,957 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,852
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,643
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1538 Rutgers St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Schenectady 12303
  • Costs more per square foot than 98% of homes in Mont Pleasant
  • Smaller than 97% of homes in Mont Pleasant
  • Has a smaller lot than 87% of homes in Schenectady 12303
  • Older than 81% of homes in Schenectady 12303

What homes are worth in Schenectady 12303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$743K

This home is worth more than 14% of homes in Schenectady 12303.

How it measures up in Schenectady 12303

The dot is this home. The mark in the middle is the typical home in Schenectady 12303.

Estimated value$198,767
CheaperTypical $291,951Pricier

Pricier than 14% of homes nearby

Price per ft²$217
CheaperTypical $204Pricier

Pricier than 60% of homes nearby

Living area916 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.1 ac
SmallerTypical 0.23 acBigger

Bigger than 13% of homes nearby

Year built1925
OlderTypical 1953Newer

Newer than 19% of homes nearby

How 1538 Rutgers St ranks against every home in each area.
MeasureThis homeMont PleasantSchenectady 12303Schenectady County
Estimated valuepricier than$198,76776% of homes14% of homes14% of homes
Price per ft²pricier than$21798% of homes60% of homes73% of homes
Living areabigger than916 ft²3% of homes3% of homes4% of homes
Lot sizebigger than0.1 ac37% of homes13% of homes13% of homes
Year builtnewer than192569% of homes19% of homes28% of homes

About 1538 Rutgers St

How much is 1538 Rutgers St, Schenectady, NY worth?

The TopHap Estimate for 1538 Rutgers St, Schenectady, NY is $198,767 as of Aug 30, 2026. The likely range is $171,113 to $226,421. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1538 Rutgers St, Schenectady, NY last sell?

1538 Rutgers St, Schenectady, NY last sold on Jun 9, 2025 for $185,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1538 Rutgers St, Schenectady, NY?

1538 Rutgers St, Schenectady, NY has 2 bedrooms, 1 bathrooms, 916 square feet of living space and a 0.10-acre lot.

When was 1538 Rutgers St, Schenectady, NY built?

1538 Rutgers St, Schenectady, NY was built in 1925, making it 101 years old. It is a bungalow home. The building has 1 story.

What schools serve 1538 Rutgers St, Schenectady, NY?

1538 Rutgers St, Schenectady, NY is assigned to William C Keane Elementary School (elementary), rated D+; Central Park Middle School (middle), rated D; Schenectady High School (high), rated D+. All sit in Schenectady City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1538 Rutgers St, Schenectady, NY compare to other homes in Schenectady 12303?

Among the 10,417 homes in Schenectady 12303, it is worth more than 14% of them ($198,767 against a typical $291,951), its price per square foot is higher than 60% of them ($217 against a typical $204), it is bigger than 3% of them (916 ft² against a typical 1,622 ft²), its lot is bigger than 13% of them (0.1 ac against a typical 0.23 ac) and it is newer than 19% of them (1925 against a typical 1953). Measured against all of Schenectady County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1538 Rutgers St, Schenectady, NY?

The 2025 property tax bill for 1538 Rutgers St, Schenectady, NY was $3,611. The county assessed it at $98,400.

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