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Single Family ResidenceResidential
$190,741$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1540 CHIPLEY RD

BLACK, AL 36314
2
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
31 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$191K
$158K low$224K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$352 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,820 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGeneva
Lot (acres)The size of the land the home sits on, from county records.31.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,056 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Geneva County Elementary SchoolA
Elementary · Grades PK–5 · 6.6 mi
H
Geneva County High SchoolB-
High · Grades 9–12 · 6.6 mi
M
Geneva County Middle SchoolA+
Middle · Grades 6–8 · 6.6 mi

District: Geneva County School District

Neighborhood · ZIP 36314These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.68
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.691
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,773
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,112
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1540 Chipley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Black 36314
  • Smaller than 77% of homes in Geneva County
  • Has a bigger lot than 90% of homes in Geneva County
  • Newer than 66% of homes in Geneva County

What homes are worth in Black 36314

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$503K

This home is worth more than 47% of homes in Black 36314.

How it measures up in Black 36314

The dot is this home. The mark in the middle is the typical home in Black 36314.

Estimated value$190,741
CheaperTypical $196,182Pricier

Pricier than 47% of homes nearby

Price per ft²$173
CheaperTypical $121Pricier

Pricier than 92% of homes nearby

Living area1,104 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 28% of homes nearby

Lot size31 ac
SmallerTypical 2.5 acBigger

Bigger than 88% of homes nearby

Year built1991
OlderTypical 1985Newer

Newer than 62% of homes nearby

How 1540 Chipley Rd ranks against every home in each area.
MeasureThis homeBlack 36314Geneva County
Estimated valuepricier than$190,74147% of homes59% of homes
Price per ft²pricier than$17392% of homes88% of homes
Living areabigger than1,104 ft²28% of homes23% of homes
Lot sizebigger than31 ac88% of homes90% of homes
Year builtnewer than199162% of homes66% of homes

About 1540 Chipley Rd

How much is 1540 Chipley Rd, Black, AL worth?

The TopHap Estimate for 1540 Chipley Rd, Black, AL is $190,741 as of Sep 24, 2026. The likely range is $157,790 to $223,692. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1540 Chipley Rd, Black, AL last sell?

1540 Chipley Rd, Black, AL last sold on May 15, 1996, according to the county's recorded deed.

How big is 1540 Chipley Rd, Black, AL?

1540 Chipley Rd, Black, AL has 2 bathrooms, 1,104 square feet of living space and a 31.00-acre lot.

When was 1540 Chipley Rd, Black, AL built?

1540 Chipley Rd, Black, AL was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 1540 Chipley Rd, Black, AL?

1540 Chipley Rd, Black, AL is assigned to Geneva County Elementary School (elementary), rated A; Geneva County High School (high), rated B-; Geneva County Middle School (middle), rated A+. All sit in Geneva County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1540 Chipley Rd, Black, AL compare to other homes in Black 36314?

Among the 262 homes in Black 36314, it is worth more than 47% of them ($190,741 against a typical $196,182), its price per square foot is higher than 92% of them ($173 against a typical $121), it is bigger than 28% of them (1,104 ft² against a typical 1,500 ft²), its lot is bigger than 88% of them (31 ac against a typical 2.5 ac) and it is newer than 62% of them (1991 against a typical 1985). Measured against all of Geneva County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1540 Chipley Rd, Black, AL?

The 2025 property tax bill for 1540 Chipley Rd, Black, AL was $352. The county assessed it at $13,820.

More homes on Chipley Rd

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More homes in Black 36314

Assigned schools

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