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Single Family ResidenceResidential
$329,957$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $190,000 on Apr 17, 2013

1540 ROCK ISLAND DR

ELY, IA 52227
3
Beds
3
Baths
1,539 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$330K
$306K low$354K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Apr 17, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,957
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,766
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$159,000
GREENSTATE CU · recorded Jul 2, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
GREENSTATE CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,886 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$293,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$293,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.53 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyLinn
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Porch · 55 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Prairie Point Middle School / 9th Grade AcademyB-
Middle · Grades 7–9 · 4.5 mi
E
Prairie Hill ElementaryA-
Elementary · Grades PK–4 · 4.7 mi
H
Prairie Point High SchoolD
High · Grades 10–12 · 5.2 mi

District: College Community School District

Neighborhood · ZIP 52227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,442
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1540 Rock Island Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Linn County
  • Costs more per square foot than 70% of homes in Linn County
  • Has a bigger lot than 76% of homes in Linn County
  • Newer than 67% of homes in Linn County

What homes are worth in Ely 52227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$909K

This home is worth more than 44% of homes in Ely 52227.

How it measures up in Ely 52227

The dot is this home. The mark in the middle is the typical home in Ely 52227.

Estimated value$329,957
CheaperTypical $348,070Pricier

Pricier than 44% of homes nearby

Price per ft²$214
CheaperTypical $227Pricier

Pricier than 44% of homes nearby

Living area1,539 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.44 ac
SmallerTypical 0.36 acBigger

Bigger than 55% of homes nearby

Year built1995
OlderTypical 1999Newer

Newer than 37% of homes nearby

How 1540 Rock Island Dr ranks against every home in each area.
MeasureThis homeEly 52227Linn County
Estimated valuepricier than$329,95744% of homes72% of homes
Price per ft²pricier than$21444% of homes70% of homes
Living areabigger than1,539 ft²48% of homes62% of homes
Lot sizebigger than0.44 ac55% of homes76% of homes
Year builtnewer than199537% of homes67% of homes

About 1540 Rock Island Dr

How much is 1540 Rock Island Dr, Ely, IA worth?

The TopHap Estimate for 1540 Rock Island Dr, Ely, IA is $329,957 as of Jul 14, 2026. The likely range is $305,518 to $354,396. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1540 Rock Island Dr, Ely, IA last sell?

1540 Rock Island Dr, Ely, IA last sold on Apr 17, 2013 for $190,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1540 Rock Island Dr, Ely, IA?

1540 Rock Island Dr, Ely, IA has 3 bedrooms, 3 bathrooms, 1,539 square feet of living space and a 0.44-acre lot.

When was 1540 Rock Island Dr, Ely, IA built?

1540 Rock Island Dr, Ely, IA was built in 1995, making it 31 years old. It is a a-frame home. The building has 2 stories.

What schools serve 1540 Rock Island Dr, Ely, IA?

1540 Rock Island Dr, Ely, IA is assigned to Prairie Point Middle School / 9th Grade Academy (middle), rated B-; Prairie Hill Elementary (elementary), rated A-; Prairie Point High School (high), rated D. All sit in College Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1540 Rock Island Dr, Ely, IA compare to other homes in Ely 52227?

Among the 1,405 homes in Ely 52227, it is worth more than 44% of them ($329,957 against a typical $348,070), its price per square foot is higher than 44% of them ($214 against a typical $227), it is bigger than 48% of them (1,539 ft² against a typical 1,562 ft²), its lot is bigger than 55% of them (0.44 ac against a typical 0.36 ac) and it is newer than 37% of them (1995 against a typical 1999). Measured against all of Linn County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1540 Rock Island Dr, Ely, IA?

The 2024 property tax bill for 1540 Rock Island Dr, Ely, IA was $4,886. The county assessed it at $293,400.

Closest homes

More homes in Ely 52227

Assigned schools

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