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Single Family ResidenceResidential
$730,794$533 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $257,000 on Nov 19, 2001

1540 WHISPERING PALM DR

OCEANSIDE, CA 92056
4
Beds
2
Baths
1,370 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$731K
$680K low$782K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$257,000 · Nov 19, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,341 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$387,230 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$154,887
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,343
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$379,638

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roosevelt Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi
E
Alamosa Park Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi
H
Vista High SchoolC
High · Grades 9–12 · 1.7 mi

District: Vista Unified School District

Neighborhood · ZIP 92056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.55,699
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,381 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,029
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1540 Whispering Palm Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Guajome
  • Costs more per square foot than 68% of homes in Guajome
  • Smaller than 81% of homes in Guajome

What homes are worth in Oceanside 92056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$452K$1.4M

This home is worth more than 27% of homes in Oceanside 92056.

How it measures up in Oceanside 92056

The dot is this home. The mark in the middle is the typical home in Oceanside 92056.

Estimated value$730,794
CheaperTypical $852,271Pricier

Pricier than 27% of homes nearby

Price per ft²$533
CheaperTypical $541Pricier

Pricier than 46% of homes nearby

Living area1,370 ft²
SmallerTypical 1,590 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 53% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 59% of homes nearby

How 1540 Whispering Palm Dr ranks against every home in each area.
MeasureThis homeGuajomeOceanside 92056San Diego County
Estimated valuepricier than$730,79417% of homes27% of homes31% of homes
Price per ft²pricier than$53368% of homes46% of homes43% of homes
Living areabigger than1,370 ft²19% of homes34% of homes41% of homes
Lot sizebigger than0.23 ac47% of homes53% of homes46% of homes
Year builtnewer than198845% of homes59% of homes59% of homes

About 1540 Whispering Palm Dr

How much is 1540 Whispering Palm Dr, Oceanside, CA worth?

The TopHap Estimate for 1540 Whispering Palm Dr, Oceanside, CA is $730,794 as of Oct 21, 2026. The likely range is $680,088 to $781,500. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1540 Whispering Palm Dr, Oceanside, CA last sell?

1540 Whispering Palm Dr, Oceanside, CA last sold on Nov 19, 2001 for $257,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 1540 Whispering Palm Dr, Oceanside, CA?

1540 Whispering Palm Dr, Oceanside, CA has 4 bedrooms, 2 bathrooms, 1,370 square feet of living space and a 0.23-acre lot.

When was 1540 Whispering Palm Dr, Oceanside, CA built?

1540 Whispering Palm Dr, Oceanside, CA was built in 1988, making it 38 years old.

What schools serve 1540 Whispering Palm Dr, Oceanside, CA?

1540 Whispering Palm Dr, Oceanside, CA is assigned to Roosevelt Middle School (middle), rated C-; Alamosa Park Elementary School (elementary), rated A-; Vista High School (high), rated C. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1540 Whispering Palm Dr, Oceanside, CA compare to other homes in Oceanside 92056?

Among the 18,542 homes in Oceanside 92056, it is worth more than 27% of them ($730,794 against a typical $852,271), its price per square foot is higher than 46% of them ($533 against a typical $541), it is bigger than 34% of them (1,370 ft² against a typical 1,590 ft²), its lot is bigger than 53% of them (0.23 ac against a typical 0.21 ac) and it is newer than 59% of them (1988 against a typical 1987). Measured against all of San Diego County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1540 Whispering Palm Dr, Oceanside, CA?

The 2025 property tax bill for 1540 Whispering Palm Dr, Oceanside, CA was $4,341. The county assessed it at $387,230.

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