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Single Family ResidenceResidential
$195,834$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $190,000 on Apr 9, 2026

15708 DOWNING ST SW

CUMBERLAND, MD 21502
2 / 1
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$169K low$222K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Apr 9, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,551 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,633 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bel Air Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
M
Washington Middle SchoolC-
Middle · Grades 6–8 · 6.9 mi
H
Fort Hill High SchoolC
High · Grades 9–12 · 7.0 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15708 Downing St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Cumberland 21502
  • Costs more per square foot than 71% of homes in Allegany County
  • Newer than 72% of homes in Cumberland 21502

What homes are worth in Cumberland 21502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$444K

This home is worth more than 71% of homes in Cumberland 21502.

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Estimated value$195,834
CheaperTypical $146,483Pricier

Pricier than 71% of homes nearby

Price per ft²$141
CheaperTypical $113Pricier

Pricier than 70% of homes nearby

Living area1,392 ft²
SmallerTypical 1,365 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.2 ac
SmallerTypical 0.22 acBigger

Bigger than 47% of homes nearby

Year built1963
OlderTypical 1945Newer

Newer than 72% of homes nearby

How 15708 Downing St Sw ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Estimated valuepricier than$195,83471% of homes71% of homes
Price per ft²pricier than$14170% of homes71% of homes
Living areabigger than1,392 ft²52% of homes50% of homes
Lot sizebigger than0.2 ac47% of homes37% of homes
Year builtnewer than196372% of homes67% of homes

About 15708 Downing St Sw

How much is 15708 Downing St Sw, Cumberland, MD worth?

The TopHap Estimate for 15708 Downing St Sw, Cumberland, MD is $195,834 as of Sep 24, 2026. The likely range is $169,372 to $222,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15708 Downing St Sw, Cumberland, MD last sell?

15708 Downing St Sw, Cumberland, MD last sold on Apr 9, 2026 for $190,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 15708 Downing St Sw, Cumberland, MD?

15708 Downing St Sw, Cumberland, MD has 2 bathrooms, 1,392 square feet of living space and a 0.20-acre lot.

When was 15708 Downing St Sw, Cumberland, MD built?

15708 Downing St Sw, Cumberland, MD was built in 1963, making it 63 years old. It is a split level home. The building has 2 stories.

What schools serve 15708 Downing St Sw, Cumberland, MD?

15708 Downing St Sw, Cumberland, MD is assigned to Bel Air Elementary School (elementary), rated B+; Washington Middle School (middle), rated C-; Fort Hill High School (high), rated C. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15708 Downing St Sw, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,376 homes in Cumberland 21502, it is worth more than 71% of them ($195,834 against a typical $146,483), its price per square foot is higher than 70% of them ($141 against a typical $113), it is bigger than 52% of them (1,392 ft² against a typical 1,365 ft²), its lot is bigger than 47% of them (0.2 ac against a typical 0.22 ac) and it is newer than 72% of them (1963 against a typical 1945). Measured against all of Allegany County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15708 Downing St Sw, Cumberland, MD?

The 2025 property tax bill for 15708 Downing St Sw, Cumberland, MD was $1,551. The county assessed it at $143,633.

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