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Single Family ResidenceResidential
$391,256$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,200 on Feb 20, 2026

1580 COVEY RISE TER

WINTER HAVEN, FL 33884
3
Beds
2
Baths
2,565 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$391K
$373K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,200 · Feb 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$460,135
NVR MORTGAGE FINANCE INC · recorded Feb 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,047 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,049
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chain of Lakes Elementary SchoolC+
Elementary · Grades PK–5 · 1.9 mi
H
Lake Region Senior HighD
High · Grades 9–12 · 6.2 mi
M
McLaughlin Middle SchoolD-
Middle · Grades 6–8 · 6.7 mi

District: Polk County School District

Neighborhood · ZIP 33884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.220
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,444
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1580 Covey Rise Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Winter Haven 33884
  • Costs less per square foot than 77% of homes in Polk County
  • Bigger than 90% of homes in Polk County
  • Has a bigger lot than 80% of homes in Winter Haven 33884
  • Among the newest homes in Winter Haven 33884

What homes are worth in Winter Haven 33884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$791K

This home is worth more than 82% of homes in Winter Haven 33884.

How it measures up in Winter Haven 33884

The dot is this home. The mark in the middle is the typical home in Winter Haven 33884.

Estimated value$391,256
CheaperTypical $294,903Pricier

Pricier than 82% of homes nearby

Price per ft²$153
CheaperTypical $165Pricier

Pricier than 32% of homes nearby

Living area2,565 ft²
SmallerTypical 1,757 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.31 ac
SmallerTypical 0.18 acBigger

Bigger than 80% of homes nearby

Year built2025
OlderTypical 1999Newer

Newer than almost all homes nearby

How 1580 Covey Rise Ter ranks against every home in each area.
MeasureThis homeWinter Haven 33884Polk County
Estimated valuepricier than$391,25682% of homes82% of homes
Price per ft²pricier than$15332% of homes23% of homes
Living areabigger than2,565 ft²88% of homes90% of homes
Lot sizebigger than0.31 ac80% of homes74% of homes
Year builtnewer than2025almost all homesalmost all homes

About 1580 Covey Rise Ter

How much is 1580 Covey Rise Ter, Winter Haven, FL worth?

The TopHap Estimate for 1580 Covey Rise Ter, Winter Haven, FL is $391,256 as of Jul 14, 2026. The likely range is $373,362 to $409,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1580 Covey Rise Ter, Winter Haven, FL last sell?

1580 Covey Rise Ter, Winter Haven, FL last sold on Feb 20, 2026 for $460,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1580 Covey Rise Ter, Winter Haven, FL?

1580 Covey Rise Ter, Winter Haven, FL has 3 bedrooms, 2 bathrooms, 2,565 square feet of living space and a 0.31-acre lot.

When was 1580 Covey Rise Ter, Winter Haven, FL built?

1580 Covey Rise Ter, Winter Haven, FL was built in 2025, making it 1 years old. The building has 1 story.

What schools serve 1580 Covey Rise Ter, Winter Haven, FL?

1580 Covey Rise Ter, Winter Haven, FL is assigned to Chain of Lakes Elementary School (elementary), rated C+; Lake Region Senior High (high), rated D; McLaughlin Middle School (middle), rated D-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1580 Covey Rise Ter, Winter Haven, FL compare to other homes in Winter Haven 33884?

Among the 15,692 homes in Winter Haven 33884, it is worth more than 82% of them ($391,256 against a typical $294,903), its price per square foot is higher than 32% of them ($153 against a typical $165), it is bigger than 88% of them (2,565 ft² against a typical 1,757 ft²), its lot is bigger than 80% of them (0.31 ac against a typical 0.18 ac) and it is newer than almost all of them (2025 against a typical 1999). Measured against all of Polk County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1580 Covey Rise Ter, Winter Haven, FL?

The 2025 property tax bill for 1580 Covey Rise Ter, Winter Haven, FL was $1,047. The county assessed it at $56,000.

Closest homes

More homes in Winter Haven 33884

Assigned schools

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