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Single Family ResidenceResidential
$439,026$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $385,000 on Apr 14, 2021

15860 SAINT ANDREWS LN

RAMSEY, MN 55303
4
Beds
3
Baths
2,714 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$439K
$374K low$504K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Apr 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,732 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$746,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$154,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$592,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$746,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$746,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twin Lakes Elementary SchoolA
Elementary · Grades KG–5 · 4.3 mi
H
Elk River High SchoolA
High · Grades 9–12 · 4.8 mi
M
Salk STEM Magnet Middle SchoolB
Middle · Grades 6–8 · 5.3 mi

District: Elk River Area Isd 728

Neighborhood · ZIP 55303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.52,218
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.802 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,271
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,315
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15860 Saint Andrews Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Anoka 55303
  • Costs less per square foot than 81% of homes in North Fork at Ramsey
  • Bigger than 95% of homes in Anoka 55303
  • Has a bigger lot than 84% of homes in Anoka County
  • Newer than 85% of homes in North Fork at Ramsey

What homes are worth in Anoka 55303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$607K

This home is worth more than 90% of homes in Anoka 55303.

How it measures up in Anoka 55303

The dot is this home. The mark in the middle is the typical home in Anoka 55303.

Estimated value$439,026
CheaperTypical $266,934Pricier

Pricier than 90% of homes nearby

Price per ft²$162
CheaperTypical $195Pricier

Pricier than 25% of homes nearby

Living area2,714 ft²
SmallerTypical 1,389 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.5 ac
SmallerTypical 0.35 acBigger

Bigger than 78% of homes nearby

Year built2003
OlderTypical 1991Newer

Newer than 74% of homes nearby

How 15860 Saint Andrews Ln ranks against every home in each area.
MeasureThis homeNorth Fork at RamseyAnoka 55303Anoka County
Estimated valuepricier than$439,02628% of homes90% of homes89% of homes
Price per ft²pricier than$16219% of homes25% of homes25% of homes
Living areabigger than2,714 ft²61% of homes95% of homes95% of homes
Lot sizebigger than1.5 ac24% of homes78% of homes84% of homes
Year builtnewer than200385% of homes74% of homes80% of homes

About 15860 Saint Andrews Ln

How much is 15860 Saint Andrews Ln, Ramsey, MN worth?

The TopHap Estimate for 15860 Saint Andrews Ln, Ramsey, MN is $439,026 as of Aug 30, 2026. The likely range is $374,286 to $503,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15860 Saint Andrews Ln, Ramsey, MN last sell?

15860 Saint Andrews Ln, Ramsey, MN last sold on Apr 14, 2021 for $385,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 15860 Saint Andrews Ln, Ramsey, MN?

15860 Saint Andrews Ln, Ramsey, MN has 4 bedrooms, 3 bathrooms and 2,714 square feet of living space.

When was 15860 Saint Andrews Ln, Ramsey, MN built?

15860 Saint Andrews Ln, Ramsey, MN was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 15860 Saint Andrews Ln, Ramsey, MN?

15860 Saint Andrews Ln, Ramsey, MN is assigned to Twin Lakes Elementary School (elementary), rated A; Elk River High School (high), rated A; Salk STEM Magnet Middle School (middle), rated B. All sit in Elk River Area Isd 728. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15860 Saint Andrews Ln, Ramsey, MN compare to other homes in Anoka 55303?

Among the 17,565 homes in Anoka 55303, it is worth more than 90% of them ($439,026 against a typical $266,934), its price per square foot is higher than 25% of them ($162 against a typical $195), it is bigger than 95% of them (2,714 ft² against a typical 1,389 ft²), its lot is bigger than 78% of them (1.5 ac against a typical 0.35 ac) and it is newer than 74% of them (2003 against a typical 1991). Measured against all of Anoka County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15860 Saint Andrews Ln, Ramsey, MN?

The 2026 property tax bill for 15860 Saint Andrews Ln, Ramsey, MN was $9,732. The county assessed it at $746,700.

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