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Single Family ResidenceResidential
$355,239$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

15976 SPOTSWOOD TRL

RUCKERSVILLE, VA 22968
3
Beds
2
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$355K
$330K low$380K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$307,239
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$245,791
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$48,000
TRUIST BANK · recorded Aug 26, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,943 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$263,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGREENE
Lot (acres)The size of the land the home sits on, from county records.2.93
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 28 ft²Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ruckersville Elementary SchoolB+
Elementary · Grades KG–5 · 2.2 mi
H
William Monroe High SchoolB+
High · Grades 9–12 · 6.7 mi
M
William Monroe Middle SchoolD
Middle · Grades 6–8 · 6.8 mi

District: Greene County Public Schools

Neighborhood · ZIP 22968These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.295 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,122
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15976 Spotswood Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 84% of homes in Ruckersville 22968

What homes are worth in Ruckersville 22968

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$904K

This home is worth more than 41% of homes in Ruckersville 22968.

How it measures up in Ruckersville 22968

The dot is this home. The mark in the middle is the typical home in Ruckersville 22968.

Estimated value$355,239
CheaperTypical $387,063Pricier

Pricier than 41% of homes nearby

Price per ft²$228
CheaperTypical $243Pricier

Pricier than 36% of homes nearby

Living area1,560 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 57% of homes nearby

Lot size2.93 ac
SmallerTypical 0.96 acBigger

Bigger than 84% of homes nearby

Year built1998
OlderTypical 1995Newer

Newer than 61% of homes nearby

How 15976 Spotswood Trl ranks against every home in each area.
MeasureThis homeRuckersville 22968Greene County
Estimated valuepricier than$355,23941% of homes48% of homes
Price per ft²pricier than$22836% of homes43% of homes
Living areabigger than1,560 ft²57% of homes59% of homes
Lot sizebigger than2.93 ac84% of homes73% of homes
Year builtnewer than199861% of homes62% of homes

About 15976 Spotswood Trl

How much is 15976 Spotswood Trl, Ruckersville, VA worth?

The TopHap Estimate for 15976 Spotswood Trl, Ruckersville, VA is $355,239 as of Jul 14, 2026. The likely range is $330,352 to $380,126. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15976 Spotswood Trl, Ruckersville, VA last sell?

15976 Spotswood Trl, Ruckersville, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 15976 Spotswood Trl, Ruckersville, VA?

15976 Spotswood Trl, Ruckersville, VA has 3 bedrooms, 2 bathrooms, 1,560 square feet of living space and a 2.93-acre lot.

When was 15976 Spotswood Trl, Ruckersville, VA built?

15976 Spotswood Trl, Ruckersville, VA was built in 1998, making it 28 years old. It is a ranch home.

What schools serve 15976 Spotswood Trl, Ruckersville, VA?

15976 Spotswood Trl, Ruckersville, VA is assigned to Ruckersville Elementary School (elementary), rated B+; William Monroe High School (high), rated B+; William Monroe Middle School (middle), rated D. All sit in Greene County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15976 Spotswood Trl, Ruckersville, VA compare to other homes in Ruckersville 22968?

Among the 4,722 homes in Ruckersville 22968, it is worth more than 41% of them ($355,239 against a typical $387,063), its price per square foot is higher than 36% of them ($228 against a typical $243), it is bigger than 57% of them (1,560 ft² against a typical 1,456 ft²), its lot is bigger than 84% of them (2.93 ac against a typical 0.96 ac) and it is newer than 61% of them (1998 against a typical 1995). Measured against all of Greene County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15976 Spotswood Trl, Ruckersville, VA?

The 2026 property tax bill for 15976 Spotswood Trl, Ruckersville, VA was $1,943. The county assessed it at $277,600.

Closest homes

More homes in Ruckersville 22968

Assigned schools

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