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Residential - Vacant LandResidential

16 ELM ST E

SAINT JOSEPH, MN 56374
2
Beds
1
Baths
664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$474 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1940
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kennedy Community SchoolC+
Elementary · Grades PK–8 · 2.0 mi
H
Apollo High SchoolD+
High · Grades 9–12 · 5.2 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,970
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.168 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,748
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 Elm St E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest homes in Saint Joseph 56374
  • Has a smaller lot than 91% of homes in Saint Joseph 56374
  • Older than 98% of homes in Saint Joseph 56374

How it measures up in Saint Joseph 56374

The dot is this home. The mark in the middle is the typical home in Saint Joseph 56374.

Living area664 ft²
SmallerTypical 1,288 ft²Bigger

Smaller than almost all homes nearby

Lot size0.19 ac
SmallerTypical 0.49 acBigger

Bigger than 9% of homes nearby

Year built1910
OlderTypical 1990Newer

Newer than 2% of homes nearby

How 16 Elm St E ranks against every home in each area.
MeasureThis homeSaint Joseph 56374Stearns County
Living areabigger than664 ft²almost no homes2% of homes
Lot sizebigger than0.19 ac9% of homes18% of homes
Year builtnewer than19102% of homes6% of homes

About 16 Elm St E

When did 16 Elm St E, Saint Joseph, MN last sell?

16 Elm St E, Saint Joseph, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16 Elm St E, Saint Joseph, MN?

16 Elm St E, Saint Joseph, MN has 2 bedrooms, 1 bathrooms, 664 square feet of living space and a 0.19-acre lot.

When was 16 Elm St E, Saint Joseph, MN built?

16 Elm St E, Saint Joseph, MN was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 16 Elm St E, Saint Joseph, MN?

16 Elm St E, Saint Joseph, MN is assigned to Kennedy Community School (elementary), rated C+; Apollo High School (high), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16 Elm St E, Saint Joseph, MN compare to other homes in Saint Joseph 56374?

Among the 3,165 homes in Saint Joseph 56374, it is bigger than almost none of them (664 ft² against a typical 1,288 ft²), its lot is bigger than 9% of them (0.19 ac against a typical 0.49 ac) and it is newer than 2% of them (1910 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16 Elm St E, Saint Joseph, MN?

The 2026 property tax bill for 16 Elm St E, Saint Joseph, MN was $474. The county assessed it at $32,300.

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