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Single Family ResidenceResidential
$95,345$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $65,000 on Aug 28, 2023

16 LOCUST AVE

AMSTERDAM, NY 12010
6
Beds
1.5
Baths
1,212 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,475 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$95K
$82K low$108K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Aug 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,903 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,765

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.06
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 495 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wilbur H Lynch Literacy AcademyC-
Middle · Grades 6–8 · 0.6 mi
E
Raphael J Mcnulty Academy for Intern Studies and LiteracyD+
Elementary · Grades PK–5 · 0.7 mi
H
Amsterdam High SchoolD
High · Grades 9–12 · 1.6 mi

District: Amsterdam City School District

Neighborhood · ZIP 12010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,758
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,860
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 Locust Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Amsterdam 12010
  • Costs less per square foot than 94% of homes in Amsterdam 12010
  • Smaller than 80% of homes in Amsterdam 12010
  • Among the smallest lots in Amsterdam 12010
  • Older than 75% of homes in Amsterdam 12010

What homes are worth in Amsterdam 12010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$631K

This home is worth more than 3% of homes in Amsterdam 12010.

How it measures up in Amsterdam 12010

The dot is this home. The mark in the middle is the typical home in Amsterdam 12010.

Estimated value$95,345
CheaperTypical $247,713Pricier

Pricier than 3% of homes nearby

Price per ft²$79
CheaperTypical $172Pricier

Pricier than 6% of homes nearby

Living area1,212 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 20% of homes nearby

Lot size2,475 ft²
SmallerTypical 0.29 acBigger

Smaller than almost all homes nearby

Year built1900
OlderTypical 1940Newer

Newer than 25% of homes nearby

How 16 Locust Ave ranks against every home in each area.
MeasureThis homeAmsterdam 12010Montgomery County
Estimated valuepricier than$95,3453% of homes9% of homes
Price per ft²pricier than$796% of homes17% of homes
Living areabigger than1,212 ft²20% of homes23% of homes
Lot sizebigger than2,475 ft²almost no homes2% of homes
Year builtnewer than190025% of homes31% of homes

About 16 Locust Ave

How much is 16 Locust Ave, Amsterdam, NY worth?

The TopHap Estimate for 16 Locust Ave, Amsterdam, NY is $95,345 as of Sep 24, 2026. The likely range is $82,227 to $108,463. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16 Locust Ave, Amsterdam, NY last sell?

16 Locust Ave, Amsterdam, NY last sold on Aug 28, 2023 for $65,000, according to the county's recorded deed.

How big is 16 Locust Ave, Amsterdam, NY?

16 Locust Ave, Amsterdam, NY has 6 bedrooms, 1.5 bathrooms, 1,212 square feet of living space and a 0.06-acre lot.

When was 16 Locust Ave, Amsterdam, NY built?

16 Locust Ave, Amsterdam, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 16 Locust Ave, Amsterdam, NY?

16 Locust Ave, Amsterdam, NY is assigned to Wilbur H Lynch Literacy Academy (middle), rated C-; Raphael J Mcnulty Academy for Intern Studies and Literacy (elementary), rated D+; Amsterdam High School (high), rated D. All sit in Amsterdam City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16 Locust Ave, Amsterdam, NY compare to other homes in Amsterdam 12010?

Among the 9,294 homes in Amsterdam 12010, it is worth more than 3% of them ($95,345 against a typical $247,713), its price per square foot is higher than 6% of them ($79 against a typical $172), it is bigger than 20% of them (1,212 ft² against a typical 1,728 ft²), its lot is bigger than almost none of them (2,475 ft² against a typical 0.29 ac) and it is newer than 25% of them (1900 against a typical 1940). Measured against all of Montgomery County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16 Locust Ave, Amsterdam, NY?

The 2026 property tax bill for 16 Locust Ave, Amsterdam, NY was $1,903. The county assessed it at $38,000.

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