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Single Family ResidenceResidential
$125,638$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16 RUBY ST

SETH, WV 25181
2
Beds
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$126K
$116K low$135K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$63,238
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,590
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$62,400
BRANCH BANKING AND TRUST COMPANY · recorded Aug 20, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$481 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,220
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBOONE
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 25181These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,177
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,112
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Seth 25181
  • Costs more per square foot than 89% of homes in Seth 25181
  • Has a smaller lot than 73% of homes in Seth 25181
  • Older than 82% of homes in Boone County

What homes are worth in Seth 25181

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$244K

This home is worth more than 77% of homes in Seth 25181.

How it measures up in Seth 25181

The dot is this home. The mark in the middle is the typical home in Seth 25181.

Estimated value$125,638
CheaperTypical $76,403Pricier

Pricier than 77% of homes nearby

Price per ft²$91
CheaperTypical $58Pricier

Pricier than 89% of homes nearby

Living area1,380 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.24 ac
SmallerTypical 0.41 acBigger

Bigger than 27% of homes nearby

Year built1937
OlderTypical 1970Newer

Newer than 22% of homes nearby

How 16 Ruby St ranks against every home in each area.
MeasureThis homeSeth 25181Boone County
Estimated valuepricier than$125,63877% of homes63% of homes
Price per ft²pricier than$9189% of homes72% of homes
Living areabigger than1,380 ft²50% of homes44% of homes
Lot sizebigger than0.24 ac27% of homes32% of homes
Year builtnewer than193722% of homes18% of homes

About 16 Ruby St

How much is 16 Ruby St, Seth, WV worth?

The TopHap Estimate for 16 Ruby St, Seth, WV is $125,638 as of Jul 14, 2026. The likely range is $116,294 to $134,982. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16 Ruby St, Seth, WV last sell?

16 Ruby St, Seth, WV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16 Ruby St, Seth, WV?

16 Ruby St, Seth, WV has 2 bedrooms, 2 bathrooms, 1,380 square feet of living space and a 0.24-acre lot.

When was 16 Ruby St, Seth, WV built?

16 Ruby St, Seth, WV was built in 1937, making it 89 years old. It is a conventional home. The building has 1 story.

How does 16 Ruby St, Seth, WV compare to other homes in Seth 25181?

Among the 675 homes in Seth 25181, it is worth more than 77% of them ($125,638 against a typical $76,403), its price per square foot is higher than 89% of them ($91 against a typical $58), it is bigger than 50% of them (1,380 ft² against a typical 1,384 ft²), its lot is bigger than 27% of them (0.24 ac against a typical 0.41 ac) and it is newer than 22% of them (1937 against a typical 1970). Measured against all of Boone County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16 Ruby St, Seth, WV?

The 2026 property tax bill for 16 Ruby St, Seth, WV was $481. The county assessed it at $35,220.

Closest homes

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