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Single Family ResidenceResidential
$271,962$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $131,900 on Mar 3, 2003

1603 ELLA RUTH DR

FORT WALTON BEACH, FL 32547
3
Beds
2
Baths
1,671 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$272K
$229K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$131,900 · Mar 3, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,828 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,494 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,182
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,445

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 140 ft²Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Esther Elementary SchoolB-
Elementary · Grades PK–5 · 1.5 mi
H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 2.0 mi
M
Max Bruner Junior Middle SchoolB+
Middle · Grades 6–8 · 2.0 mi

District: Okaloosa County School District

Neighborhood · ZIP 32547These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.319 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,186
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1603 Ella Ruth Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Okaloosa County
  • Costs less per square foot than 78% of homes in Okaloosa County
  • Has a smaller lot than 87% of homes in Okaloosa County
  • Newer than 86% of homes in Fort Walton Beach 32547

What homes are worth in Fort Walton Beach 32547

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$841K

This home is worth more than 39% of homes in Fort Walton Beach 32547.

How it measures up in Fort Walton Beach 32547

The dot is this home. The mark in the middle is the typical home in Fort Walton Beach 32547.

Estimated value$271,962
CheaperTypical $303,127Pricier

Pricier than 39% of homes nearby

Price per ft²$163
CheaperTypical $193Pricier

Pricier than 23% of homes nearby

Living area1,671 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.13 ac
SmallerTypical 0.21 acBigger

Bigger than 29% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 86% of homes nearby

How 1603 Ella Ruth Dr ranks against every home in each area.
MeasureThis homeFort Walton Beach 32547Okaloosa County
Estimated valuepricier than$271,96239% of homes28% of homes
Price per ft²pricier than$16323% of homes22% of homes
Living areabigger than1,671 ft²59% of homes51% of homes
Lot sizebigger than0.13 ac29% of homes13% of homes
Year builtnewer than200386% of homes72% of homes

About 1603 Ella Ruth Dr

How much is 1603 Ella Ruth Dr, Fort Walton Beach, FL worth?

The TopHap Estimate for 1603 Ella Ruth Dr, Fort Walton Beach, FL is $271,962 as of Aug 30, 2026. The likely range is $228,692 to $315,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1603 Ella Ruth Dr, Fort Walton Beach, FL last sell?

1603 Ella Ruth Dr, Fort Walton Beach, FL last sold on Mar 3, 2003 for $131,900, according to the county's recorded deed.

How big is 1603 Ella Ruth Dr, Fort Walton Beach, FL?

1603 Ella Ruth Dr, Fort Walton Beach, FL has 3 bedrooms, 2 bathrooms, 1,671 square feet of living space and a 0.13-acre lot.

When was 1603 Ella Ruth Dr, Fort Walton Beach, FL built?

1603 Ella Ruth Dr, Fort Walton Beach, FL was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 1603 Ella Ruth Dr, Fort Walton Beach, FL?

1603 Ella Ruth Dr, Fort Walton Beach, FL is assigned to Mary Esther Elementary School (elementary), rated B-; Fort Walton Beach High School (high), rated C+; Max Bruner Junior Middle School (middle), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1603 Ella Ruth Dr, Fort Walton Beach, FL compare to other homes in Fort Walton Beach 32547?

Among the 11,754 homes in Fort Walton Beach 32547, it is worth more than 39% of them ($271,962 against a typical $303,127), its price per square foot is higher than 23% of them ($163 against a typical $193), it is bigger than 59% of them (1,671 ft² against a typical 1,536 ft²), its lot is bigger than 29% of them (0.13 ac against a typical 0.21 ac) and it is newer than 86% of them (2003 against a typical 1985). Measured against all of Okaloosa County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1603 Ella Ruth Dr, Fort Walton Beach, FL?

The 2025 property tax bill for 1603 Ella Ruth Dr, Fort Walton Beach, FL was $1,828. The county assessed it at $188,494.

More homes on Ella Ruth Dr

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