Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential

1604 38TH ST S

SAINT CLOUD, MN 56301
3
Beds
3 / 1
Baths
1,652 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,698 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$294,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$299,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStearns
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Tech High SchoolD+
High · Grades 9–12 · 2.1 mi
E
Oak Hill Community SchoolD+
Elementary · Grades PK–5 · 2.2 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 2.9 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,971
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.466 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,282
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,216
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1604 38th St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 71% of homes in Stearns County
  • Has a bigger lot than 65% of homes in Saint Cloud 56301
  • Newer than 67% of homes in Saint Cloud 56301

How it measures up in Saint Cloud 56301

The dot is this home. The mark in the middle is the typical home in Saint Cloud 56301.

Living area1,652 ft²
SmallerTypical 1,393 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.48 ac
SmallerTypical 0.35 acBigger

Bigger than 65% of homes nearby

Year built1993
OlderTypical 1984Newer

Newer than 67% of homes nearby

How 1604 38th St S ranks against every home in each area.
MeasureThis homeSaint Cloud 56301Stearns County
Living areabigger than1,652 ft²67% of homes71% of homes
Lot sizebigger than0.48 ac65% of homes58% of homes
Year builtnewer than199367% of homes64% of homes

About 1604 38th St S

When did 1604 38th St S, Saint Cloud, MN last sell?

1604 38th St S, Saint Cloud, MN last sold on Jan 1, 1998, according to the county's recorded deed.

How big is 1604 38th St S, Saint Cloud, MN?

1604 38th St S, Saint Cloud, MN has 3 bedrooms, 3 bathrooms, 1,652 square feet of living space and a 0.48-acre lot.

When was 1604 38th St S, Saint Cloud, MN built?

1604 38th St S, Saint Cloud, MN was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 1604 38th St S, Saint Cloud, MN?

1604 38th St S, Saint Cloud, MN is assigned to Tech High School (high), rated D+; Oak Hill Community School (elementary), rated D+; South Junior High School (middle), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1604 38th St S, Saint Cloud, MN compare to other homes in Saint Cloud 56301?

Among the 8,412 homes in Saint Cloud 56301, it is bigger than 67% of them (1,652 ft² against a typical 1,393 ft²), its lot is bigger than 65% of them (0.48 ac against a typical 0.35 ac) and it is newer than 67% of them (1993 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1604 38th St S, Saint Cloud, MN?

The 2024 property tax bill for 1604 38th St S, Saint Cloud, MN was $3,698. The county assessed it at $299,400.

More homes on 38th St S

Closest homes

More homes in Saint Cloud 56301

Assigned schools

Explore the area

See this home in context

Open 1604 38th St S on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map