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CondominiumResidential
$405,456$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $90,500 on May 19, 2010

1604 MONTECITO RD

RAMONA, CA 92065
Building report
3
Beds
2
Baths
1,339 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.

Valuation

$405K
$394K low$417K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,500 · May 19, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,289 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,142 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,075
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,067
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,807

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
77
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
86
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.90
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Olive Peirce Middle SchoolC+
Middle · Grades 7–8 · 1.0 mi
H
Ramona High SchoolB
High · Grades 9–12 · 1.1 mi
E
Mt. Woodson Elementary SchoolB-
Elementary · Grades KG–6 · 4.5 mi

District: Ramona City Unified School District

Neighborhood · ZIP 92065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,514
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.197 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,455
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1604 Montecito Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Ramona 92065
  • Among the lowest price per square foot in San Diego County
  • Has a bigger lot than 72% of homes in San Diego County
  • Older than 68% of homes in Ramona 92065

What homes are worth in Ramona 92065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$440K$1.5M

This home is worth less than almost all homes in Ramona 92065.

How it measures up in Ramona 92065

The dot is this home. The mark in the middle is the typical home in Ramona 92065.

Estimated value$405,456
CheaperTypical $758,294Pricier

Cheaper than almost all homes nearby

Price per ft²$303
CheaperTypical $396Pricier

Pricier than 10% of homes nearby

Living area1,339 ft²
SmallerTypical 1,521 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.9 ac
SmallerTypical 0.43 acBigger

Bigger than 68% of homes nearby

Year built1981
OlderTypical 1990Newer

Newer than 32% of homes nearby

How 1604 Montecito Rd ranks against every home in each area.
MeasureThis homeRamona 92065San Diego County
Estimated valuepricier than$405,456almost no homes3% of homes
Price per ft²pricier than$30310% of homesalmost no homes
Living areabigger than1,339 ft²45% of homes39% of homes
Lot sizebigger than0.9 ac68% of homes72% of homes
Year builtnewer than198132% of homes44% of homes

About 1604 Montecito Rd

How much is 1604 Montecito Rd, Ramona, CA worth?

The TopHap Estimate for 1604 Montecito Rd, Ramona, CA is $405,456 as of Sep 24, 2026. The likely range is $393,509 to $417,403. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1604 Montecito Rd, Ramona, CA last sell?

1604 Montecito Rd, Ramona, CA last sold on May 19, 2010 for $90,500, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 1604 Montecito Rd, Ramona, CA?

1604 Montecito Rd, Ramona, CA has 3 bedrooms, 2 bathrooms, 1,339 square feet of living space and a 0.90-acre lot.

When was 1604 Montecito Rd, Ramona, CA built?

1604 Montecito Rd, Ramona, CA was built in 1981, making it 45 years old. It is a condo/apartment home.

What schools serve 1604 Montecito Rd, Ramona, CA?

1604 Montecito Rd, Ramona, CA is assigned to Olive Peirce Middle School (middle), rated C+; Ramona High School (high), rated B; Mt. Woodson Elementary School (elementary), rated B-. All sit in Ramona City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1604 Montecito Rd, Ramona, CA compare to other homes in Ramona 92065?

Among the 18,337 homes in Ramona 92065, it is worth more than almost none of them ($405,456 against a typical $758,294), its price per square foot is higher than 10% of them ($303 against a typical $396), it is bigger than 45% of them (1,339 ft² against a typical 1,521 ft²), its lot is bigger than 68% of them (0.9 ac against a typical 0.43 ac) and it is newer than 32% of them (1981 against a typical 1990). Measured against all of San Diego County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1604 Montecito Rd, Ramona, CA?

The 2025 property tax bill for 1604 Montecito Rd, Ramona, CA was $2,289. The county assessed it at $119,142.

More homes on Montecito Rd

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