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Single Family ResidenceResidential
$231,314$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1604 N ROCKY RIVER RD

MONROE, NC 28110
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$231K
$211K low$252K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$63,564
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,851
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$167,750
KIND LENDING LLC · recorded Feb 1, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,908 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Masonry
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky River Elementary SchoolB
Elementary · Grades KG–5 · 1.5 mi
M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 4.8 mi
H
Monroe High SchoolD-
High · Grades 9–12 · 5.4 mi

District: Union County Public Schools

Neighborhood · ZIP 28110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,215
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1604 N Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Union County
  • Costs more per square foot than 68% of homes in Monroe 28110
  • Smaller than 97% of homes in Union County
  • Has a bigger lot than 71% of homes in Monroe 28110
  • Older than 86% of homes in Union County

What homes are worth in Monroe 28110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$891K

This home is worth more than 12% of homes in Monroe 28110.

How it measures up in Monroe 28110

The dot is this home. The mark in the middle is the typical home in Monroe 28110.

Estimated value$231,314
CheaperTypical $380,519Pricier

Pricier than 12% of homes nearby

Price per ft²$241
CheaperTypical $215Pricier

Pricier than 68% of homes nearby

Living area960 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 4% of homes nearby

Lot size1 ac
SmallerTypical 0.48 acBigger

Bigger than 71% of homes nearby

Year built1972
OlderTypical 1999Newer

Newer than 17% of homes nearby

How 1604 N Rocky River Rd ranks against every home in each area.
MeasureThis homeMonroe 28110Union County
Estimated valuepricier than$231,31412% of homes9% of homes
Price per ft²pricier than$24168% of homes60% of homes
Living areabigger than960 ft²4% of homes3% of homes
Lot sizebigger than1 ac71% of homes71% of homes
Year builtnewer than197217% of homes14% of homes

About 1604 N Rocky River Rd

How much is 1604 N Rocky River Rd, Monroe, NC worth?

The TopHap Estimate for 1604 N Rocky River Rd, Monroe, NC is $231,314 as of Jul 14, 2026. The likely range is $210,685 to $251,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1604 N Rocky River Rd, Monroe, NC?

1604 N Rocky River Rd, Monroe, NC has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 1.00-acre lot.

When was 1604 N Rocky River Rd, Monroe, NC built?

1604 N Rocky River Rd, Monroe, NC was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 1604 N Rocky River Rd, Monroe, NC?

1604 N Rocky River Rd, Monroe, NC is assigned to Rocky River Elementary School (elementary), rated B; Monroe Middle School (middle), rated D-; Monroe High School (high), rated D-. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1604 N Rocky River Rd, Monroe, NC compare to other homes in Monroe 28110?

Among the 20,476 homes in Monroe 28110, it is worth more than 12% of them ($231,314 against a typical $380,519), its price per square foot is higher than 68% of them ($241 against a typical $215), it is bigger than 4% of them (960 ft² against a typical 1,696 ft²), its lot is bigger than 71% of them (1 ac against a typical 0.48 ac) and it is newer than 17% of them (1972 against a typical 1999). Measured against all of Union County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1604 N Rocky River Rd, Monroe, NC?

The 2025 property tax bill for 1604 N Rocky River Rd, Monroe, NC was $1,908. The county assessed it at $218,300.

More homes on N Rocky River Rd

Closest homes

More homes in Monroe 28110

Assigned schools

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