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Single Family ResidenceResidential
$74,944$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1604 SAINT JAMES ST

VERNON, TX 76384
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.

Valuation

$75K
$69K low$81K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,388 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,040 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILBARGER
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Vernon Middle SchoolD
Middle · Grades 6–8 · 1.0 mi
E
T.G. McCord Elementary School
Elementary · Grades PK–1 · 2.0 mi
H
Vernon High SchoolD
High · Grades 9–12 · 2.3 mi

District: Vernon Independent School District

Neighborhood · ZIP 76384These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,356
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,855
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,811
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1604 Saint James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Vernon 76384
  • Smaller than 82% of homes in Vernon 76384
  • Has a smaller lot than 70% of homes in Vernon 76384
  • Newer than 65% of homes in Vernon 76384

What homes are worth in Vernon 76384

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$436K

This home is worth more than 23% of homes in Vernon 76384.

How it measures up in Vernon 76384

The dot is this home. The mark in the middle is the typical home in Vernon 76384.

Estimated value$74,944
CheaperTypical $127,531Pricier

Pricier than 23% of homes nearby

Price per ft²$78
CheaperTypical $90Pricier

Pricier than 40% of homes nearby

Living area960 ft²
SmallerTypical 1,435 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.17 ac
SmallerTypical 0.23 acBigger

Bigger than 30% of homes nearby

Year built1962
OlderTypical 1955Newer

Newer than 65% of homes nearby

How 1604 Saint James St ranks against every home in each area.
MeasureThis homeVernon 76384
Estimated valuepricier than$74,94423% of homes
Price per ft²pricier than$7840% of homes
Living areabigger than960 ft²18% of homes
Lot sizebigger than0.17 ac30% of homes
Year builtnewer than196265% of homes

About 1604 Saint James St

How much is 1604 Saint James St, Vernon, TX worth?

The TopHap Estimate for 1604 Saint James St, Vernon, TX is $74,944 as of Sep 24, 2026. The likely range is $68,615 to $81,273. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1604 Saint James St, Vernon, TX last sell?

1604 Saint James St, Vernon, TX last sold on Mar 28, 2022, according to the county's recorded deed.

How big is 1604 Saint James St, Vernon, TX?

1604 Saint James St, Vernon, TX has 1 bathrooms, 960 square feet of living space and a 0.17-acre lot.

When was 1604 Saint James St, Vernon, TX built?

1604 Saint James St, Vernon, TX was built in 1962, making it 64 years old.

What schools serve 1604 Saint James St, Vernon, TX?

1604 Saint James St, Vernon, TX is assigned to Vernon Middle School (middle), rated D; T.G. McCord Elementary School (elementary); Vernon High School (high), rated D. All sit in Vernon Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1604 Saint James St, Vernon, TX compare to other homes in Vernon 76384?

Among the 5,500 homes in Vernon 76384, it is worth more than 23% of them ($74,944 against a typical $127,531), its price per square foot is higher than 40% of them ($78 against a typical $90), it is bigger than 18% of them (960 ft² against a typical 1,435 ft²), its lot is bigger than 30% of them (0.17 ac against a typical 0.23 ac) and it is newer than 65% of them (1962 against a typical 1955). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1604 Saint James St, Vernon, TX?

The 2026 property tax bill for 1604 Saint James St, Vernon, TX was $1,388. The county assessed it at $55,040.

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