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Single Family ResidenceResidential
$1,036,760$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $784,545 on Jan 14, 2021

16040 WHISPERING SPUR ST

RIVERSIDE, CA 92504
6
Beds
4.8
Baths
5,289 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1M
$985K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$784,545 · Jan 14, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$536,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$429,408
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
QUORUM FEDERAL CU · recorded Feb 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,333 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$996,817 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,611
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$831,206
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$928,449
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$707,760

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
85
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
5
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(14)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodcrest Elementary SchoolB+
Elementary · Grades KG–6 · 1.2 mi
M
Frank Augustus Miller Middle SchoolA-
Middle · Grades 7–8 · 2.3 mi
H
Martin Luther King High SchoolA
High · Grades 9–12 · 3.1 mi

District: Riverside Unified School District

Neighborhood · ZIP 92504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.307

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.56,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,438 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,916
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16040 Whispering Spur St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Riverside 92504
  • Among the lowest price per square foot in Riverside 92504
  • Among the largest homes in Woodcrest
  • Has a bigger lot than 96% of homes in Riverside 92504
  • Older than 83% of homes in Woodcrest

What homes are worth in Riverside 92504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$390K$1.3M

This home is worth more than 93% of homes in Riverside 92504.

How it measures up in Riverside 92504

The dot is this home. The mark in the middle is the typical home in Riverside 92504.

Estimated value$1,036,760
CheaperTypical $599,250Pricier

Pricier than 93% of homes nearby

Price per ft²$196
CheaperTypical $415Pricier

Cheaper than almost all homes nearby

Living area5,289 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than almost all homes nearby

Lot size2.51 ac
SmallerTypical 0.19 acBigger

Bigger than 96% of homes nearby

Year built1975
OlderTypical 1960Newer

Newer than 66% of homes nearby

How 16040 Whispering Spur St ranks against every home in each area.
MeasureThis homeWoodcrestRiverside 92504Riverside County
Estimated valuepricier than$1,036,76081% of homes93% of homes93% of homes
Price per ft²pricier than$196almost no homesalmost no homes4% of homes
Living areabigger than5,289 ft²almost all homesalmost all homesalmost all homes
Lot sizebigger than2.51 ac92% of homes96% of homes93% of homes
Year builtnewer than197517% of homes66% of homes20% of homes

About 16040 Whispering Spur St

How much is 16040 Whispering Spur St, Riverside, CA worth?

The TopHap Estimate for 16040 Whispering Spur St, Riverside, CA is $1,036,760 as of Jul 14, 2026. The likely range is $984,531 to $1,088,989. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16040 Whispering Spur St, Riverside, CA last sell?

16040 Whispering Spur St, Riverside, CA last sold on Jan 14, 2021 for $784,545, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 16040 Whispering Spur St, Riverside, CA?

16040 Whispering Spur St, Riverside, CA has 6 bedrooms, 4.8 bathrooms and 5,289 square feet of living space.

When was 16040 Whispering Spur St, Riverside, CA built?

16040 Whispering Spur St, Riverside, CA was built in 1975, making it 51 years old. The building has 2 stories.

What schools serve 16040 Whispering Spur St, Riverside, CA?

16040 Whispering Spur St, Riverside, CA is assigned to Woodcrest Elementary School (elementary), rated B+; Frank Augustus Miller Middle School (middle), rated A-; Martin Luther King High School (high), rated A. All sit in Riverside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16040 Whispering Spur St, Riverside, CA compare to other homes in Riverside 92504?

Among the 13,368 homes in Riverside 92504, it is worth more than 93% of them ($1,036,760 against a typical $599,250), its price per square foot is higher than almost none of them ($196 against a typical $415), it is bigger than almost all of them (5,289 ft² against a typical 1,412 ft²), its lot is bigger than 96% of them (2.51 ac against a typical 0.19 ac) and it is newer than 66% of them (1975 against a typical 1960). Measured against all of Riverside County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16040 Whispering Spur St, Riverside, CA?

The 2025 property tax bill for 16040 Whispering Spur St, Riverside, CA was $10,333. The county assessed it at $996,817.

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Assigned schools

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