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Residential (General/Single)Residential
$459,608$308 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

16085 N RAMSEY RD

RATHDRUM, ID 83858
2
Beds
2 / 2
Baths
1,490 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.99 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$377K low$542K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,608
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,686
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
BLACKWOOD FINANCE GROUP INC · recorded Jan 13, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
BLACKWOOD FINANCE GROUP INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,662 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$432,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$216,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$445,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$432,130

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKOOTENAI
Lot (acres)The size of the land the home sits on, from county records.0.99
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garwood Elementary SchoolC-
Elementary · Grades KG–5 · 0.9 mi
H
Lakeland High SchoolA
High · Grades 9–12 · 3.3 mi
M
Lakeland Middle SchoolC+
Middle · Grades 6–8 · 3.6 mi

District: Lakeland Joint School District 272

Neighborhood · ZIP 83858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,301
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16085 N Ramsey Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Kootenai County
  • Costs less per square foot than 68% of homes in Rathdrum 83858
  • Smaller than 69% of homes in Kootenai County
  • Has a bigger lot than 77% of homes in Kootenai County
  • Newer than 91% of homes in Kootenai County

What homes are worth in Rathdrum 83858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$309K$1.6M

This home is worth more than 22% of homes in Rathdrum 83858.

How it measures up in Rathdrum 83858

The dot is this home. The mark in the middle is the typical home in Rathdrum 83858.

Estimated value$459,608
CheaperTypical $578,343Pricier

Pricier than 22% of homes nearby

Price per ft²$308
CheaperTypical $353Pricier

Pricier than 32% of homes nearby

Living area1,490 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.99 ac
SmallerTypical 0.29 acBigger

Bigger than 65% of homes nearby

Year built2019
OlderTypical 2002Newer

Newer than 82% of homes nearby

How 16085 N Ramsey Rd ranks against every home in each area.
MeasureThis homeRathdrum 83858Kootenai County
Estimated valuepricier than$459,60822% of homes21% of homes
Price per ft²pricier than$30832% of homes40% of homes
Living areabigger than1,490 ft²36% of homes31% of homes
Lot sizebigger than0.99 ac65% of homes77% of homes
Year builtnewer than201982% of homes91% of homes

About 16085 N Ramsey Rd

How much is 16085 N Ramsey Rd, Rathdrum, ID worth?

The TopHap Estimate for 16085 N Ramsey Rd, Rathdrum, ID is $459,608 as of Jun 23, 2026. The likely range is $376,878 to $542,337. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16085 N Ramsey Rd, Rathdrum, ID last sell?

16085 N Ramsey Rd, Rathdrum, ID last sold on Mar 8, 2022, according to the county's recorded deed.

How big is 16085 N Ramsey Rd, Rathdrum, ID?

16085 N Ramsey Rd, Rathdrum, ID has 2 bedrooms, 2 bathrooms, 1,490 square feet of living space and a 0.99-acre lot.

When was 16085 N Ramsey Rd, Rathdrum, ID built?

16085 N Ramsey Rd, Rathdrum, ID was built in 2019, making it 7 years old.

What schools serve 16085 N Ramsey Rd, Rathdrum, ID?

16085 N Ramsey Rd, Rathdrum, ID is assigned to Garwood Elementary School (elementary), rated C-; Lakeland High School (high), rated A; Lakeland Middle School (middle), rated C+. All sit in Lakeland Joint School District 272. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16085 N Ramsey Rd, Rathdrum, ID compare to other homes in Rathdrum 83858?

Among the 8,676 homes in Rathdrum 83858, it is worth more than 22% of them ($459,608 against a typical $578,343), its price per square foot is higher than 32% of them ($308 against a typical $353), it is bigger than 36% of them (1,490 ft² against a typical 1,756 ft²), its lot is bigger than 65% of them (0.99 ac against a typical 0.29 ac) and it is newer than 82% of them (2019 against a typical 2002). Measured against all of Kootenai County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16085 N Ramsey Rd, Rathdrum, ID?

The 2025 property tax bill for 16085 N Ramsey Rd, Rathdrum, ID was $1,662. The county assessed it at $432,130.

More homes on N Ramsey Rd

Closest homes

More homes in Rathdrum 83858

Assigned schools

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