Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$369,947$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16097 RACE TRACK RD

BILOXI, MS 39532
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$370K
$335K low$405K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,447
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,958
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$332,500
DELMAR FINANCIAL CO · recorded May 31, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,449 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,827 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,802
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,084
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,270

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.97%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.1.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Martin North Elementary SchoolC
Elementary · Grades PK–3 · 1.3 mi
H
St. Martin High SchoolA-
High · Grades 9–12 · 5.0 mi
M
St. Martin Middle SchoolB+
Middle · Grades 6–8 · 5.1 mi

District: Jackson County School District

Neighborhood · ZIP 39532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.37,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,912
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,010
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16097 Race Track Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Jackson County
  • Among the highest price per square foot in Biloxi 39532
  • Smaller than 80% of homes in Biloxi 39532
  • Has a bigger lot than 77% of homes in Jackson County
  • Newer than 91% of homes in Jackson County

What homes are worth in Biloxi 39532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$775K

This home is worth more than 77% of homes in Biloxi 39532.

How it measures up in Biloxi 39532

The dot is this home. The mark in the middle is the typical home in Biloxi 39532.

Estimated value$369,947
CheaperTypical $277,468Pricier

Pricier than 77% of homes nearby

Price per ft²$264
CheaperTypical $129Pricier

Pricier than almost all homes nearby

Living area1,400 ft²
SmallerTypical 2,077 ft²Bigger

Bigger than 20% of homes nearby

Lot size1.17 ac
SmallerTypical 0.46 acBigger

Bigger than 68% of homes nearby

Year built2014
OlderTypical 1997Newer

Newer than 81% of homes nearby

How 16097 Race Track Rd ranks against every home in each area.
MeasureThis homeBiloxi 39532Jackson County
Estimated valuepricier than$369,94777% of homes82% of homes
Price per ft²pricier than$264almost all homes96% of homes
Living areabigger than1,400 ft²20% of homes36% of homes
Lot sizebigger than1.17 ac68% of homes77% of homes
Year builtnewer than201481% of homes91% of homes

About 16097 Race Track Rd

How much is 16097 Race Track Rd, Biloxi, MS worth?

The TopHap Estimate for 16097 Race Track Rd, Biloxi, MS is $369,947 as of Jul 14, 2026. The likely range is $335,065 to $404,829. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16097 Race Track Rd, Biloxi, MS last sell?

16097 Race Track Rd, Biloxi, MS last sold on May 31, 2023, according to the county's recorded deed.

How big is 16097 Race Track Rd, Biloxi, MS?

16097 Race Track Rd, Biloxi, MS has 2 bathrooms, 1,400 square feet of living space and a 1.17-acre lot.

When was 16097 Race Track Rd, Biloxi, MS built?

16097 Race Track Rd, Biloxi, MS was built in 2014, making it 12 years old. The building has 1 story.

What schools serve 16097 Race Track Rd, Biloxi, MS?

16097 Race Track Rd, Biloxi, MS is assigned to St. Martin North Elementary School (elementary), rated C; St. Martin High School (high), rated A-; St. Martin Middle School (middle), rated B+. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16097 Race Track Rd, Biloxi, MS compare to other homes in Biloxi 39532?

Among the 11,720 homes in Biloxi 39532, it is worth more than 77% of them ($369,947 against a typical $277,468), its price per square foot is higher than almost all of them ($264 against a typical $129), it is bigger than 20% of them (1,400 ft² against a typical 2,077 ft²), its lot is bigger than 68% of them (1.17 ac against a typical 0.46 ac) and it is newer than 81% of them (2014 against a typical 1997). Measured against all of Jackson County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16097 Race Track Rd, Biloxi, MS?

The 2025 property tax bill for 16097 Race Track Rd, Biloxi, MS was $2,449. The county assessed it at $22,827.

Closest homes

More homes in Biloxi 39532

Assigned schools

Explore the area

See this home in context

Open 16097 Race Track Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map