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Single Family ResidenceResidential
$451,185$403 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $380,000 on Dec 20, 2004

16181 MURRAY RD

RIDGE, MD 20680
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$451K
$407K low$496K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · Dec 20, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,064 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$393,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$290,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$371,133
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$393,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.60%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 312 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Elementary SchoolC+
Elementary · Grades PK–5 · 1.5 mi
M
Spring Ridge Middle SchoolC+
Middle · Grades 6–8 · 7.8 mi
H
Great Mills High SchoolC
High · Grades 9–12 · 12.4 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20680These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,317
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16181 Murray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 97% of homes in St. Mary's County
  • Smaller than 85% of homes in St. Mary's County
  • Among the smallest lots in Ridge 20680
  • Newer than 77% of homes in Ridge 20680

What homes are worth in Ridge 20680

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$1M

This home is worth more than 51% of homes in Ridge 20680.

How it measures up in Ridge 20680

The dot is this home. The mark in the middle is the typical home in Ridge 20680.

Estimated value$451,185
CheaperTypical $440,988Pricier

Pricier than 51% of homes nearby

Price per ft²$403
CheaperTypical $250Pricier

Pricier than 92% of homes nearby

Living area1,120 ft²
SmallerTypical 1,685 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.26 ac
SmallerTypical 1.32 acBigger

Smaller than almost all homes nearby

Year built1998
OlderTypical 1971Newer

Newer than 77% of homes nearby

How 16181 Murray Rd ranks against every home in each area.
MeasureThis homeRidge 20680St. Mary's County
Estimated valuepricier than$451,18551% of homes57% of homes
Price per ft²pricier than$40392% of homes97% of homes
Living areabigger than1,120 ft²19% of homes15% of homes
Lot sizebigger than0.26 acalmost no homes27% of homes
Year builtnewer than199877% of homes62% of homes

About 16181 Murray Rd

How much is 16181 Murray Rd, Ridge, MD worth?

The TopHap Estimate for 16181 Murray Rd, Ridge, MD is $451,185 as of Sep 24, 2026. The likely range is $406,784 to $495,586. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16181 Murray Rd, Ridge, MD last sell?

16181 Murray Rd, Ridge, MD last sold on Dec 20, 2004 for $380,000, according to the county's recorded deed.

How big is 16181 Murray Rd, Ridge, MD?

16181 Murray Rd, Ridge, MD has 2 bathrooms, 1,120 square feet of living space and a 0.26-acre lot.

When was 16181 Murray Rd, Ridge, MD built?

16181 Murray Rd, Ridge, MD was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 16181 Murray Rd, Ridge, MD?

16181 Murray Rd, Ridge, MD is assigned to Ridge Elementary School (elementary), rated C+; Spring Ridge Middle School (middle), rated C+; Great Mills High School (high), rated C. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16181 Murray Rd, Ridge, MD compare to other homes in Ridge 20680?

Among the 441 homes in Ridge 20680, it is worth more than 51% of them ($451,185 against a typical $440,988), its price per square foot is higher than 92% of them ($403 against a typical $250), it is bigger than 19% of them (1,120 ft² against a typical 1,685 ft²), its lot is bigger than almost none of them (0.26 ac against a typical 1.32 ac) and it is newer than 77% of them (1998 against a typical 1971). Measured against all of St. Mary's County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16181 Murray Rd, Ridge, MD?

The 2025 property tax bill for 16181 Murray Rd, Ridge, MD was $4,064. The county assessed it at $393,800.

More homes on Murray Rd

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More homes in Ridge 20680

Assigned schools

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