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Single Family ResidenceResidential
$217,949$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

16192 BERNARD STEWART RD

ANDALUSIA, AL 36421
2
Baths
1,701 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$218K
$160K low$276K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$416 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,608 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,248
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,040

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Lot (acres)The size of the land the home sits on, from county records.2.45
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Straughn Middle SchoolA+
Middle · Grades 6–8 · 3.7 mi
E
Straughn Elementary SchoolA
Elementary · Grades PK–5 · 3.8 mi
H
Straughn High SchoolB-
High · Grades 9–12 · 4.0 mi

District: Covington County School District

Neighborhood · ZIP 36421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,322
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,527
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16192 Bernard Stewart Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Covington County
  • Costs more per square foot than 73% of homes in Covington County
  • Has a bigger lot than 66% of homes in Covington County

What homes are worth in Andalusia 36421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$598K

This home is worth more than 53% of homes in Andalusia 36421.

How it measures up in Andalusia 36421

The dot is this home. The mark in the middle is the typical home in Andalusia 36421.

Estimated value$217,949
CheaperTypical $209,861Pricier

Pricier than 53% of homes nearby

Price per ft²$128
CheaperTypical $120Pricier

Pricier than 56% of homes nearby

Living area1,701 ft²
SmallerTypical 1,598 ft²Bigger

Bigger than 56% of homes nearby

Lot size2.45 ac
SmallerTypical 1.58 acBigger

Bigger than 59% of homes nearby

Year built1971
OlderTypical 1981Newer

Newer than 39% of homes nearby

How 16192 Bernard Stewart Rd ranks against every home in each area.
MeasureThis homeAndalusia 36421Covington County
Estimated valuepricier than$217,94953% of homes72% of homes
Price per ft²pricier than$12856% of homes73% of homes
Living areabigger than1,701 ft²56% of homes63% of homes
Lot sizebigger than2.45 ac59% of homes66% of homes
Year builtnewer than197139% of homes54% of homes

About 16192 Bernard Stewart Rd

How much is 16192 Bernard Stewart Rd, Andalusia, AL worth?

The TopHap Estimate for 16192 Bernard Stewart Rd, Andalusia, AL is $217,949 as of Aug 30, 2026. The likely range is $159,617 to $276,281. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16192 Bernard Stewart Rd, Andalusia, AL last sell?

16192 Bernard Stewart Rd, Andalusia, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 16192 Bernard Stewart Rd, Andalusia, AL?

16192 Bernard Stewart Rd, Andalusia, AL has 2 bathrooms, 1,701 square feet of living space and a 2.45-acre lot.

When was 16192 Bernard Stewart Rd, Andalusia, AL built?

16192 Bernard Stewart Rd, Andalusia, AL was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 16192 Bernard Stewart Rd, Andalusia, AL?

16192 Bernard Stewart Rd, Andalusia, AL is assigned to Straughn Middle School (middle), rated A+; Straughn Elementary School (elementary), rated A; Straughn High School (high), rated B-. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16192 Bernard Stewart Rd, Andalusia, AL compare to other homes in Andalusia 36421?

Among the 4,031 homes in Andalusia 36421, it is worth more than 53% of them ($217,949 against a typical $209,861), its price per square foot is higher than 56% of them ($128 against a typical $120), it is bigger than 56% of them (1,701 ft² against a typical 1,598 ft²), its lot is bigger than 59% of them (2.45 ac against a typical 1.58 ac) and it is newer than 39% of them (1971 against a typical 1981). Measured against all of Covington County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16192 Bernard Stewart Rd, Andalusia, AL?

The 2025 property tax bill for 16192 Bernard Stewart Rd, Andalusia, AL was $416. The county assessed it at $42,608.

More homes on Bernard Stewart Rd

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