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Single Family ResidenceResidential
$172,538$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $94,500 on Oct 7, 2008

1625 STATE ROUTE 197

BEECH BLUFF, TN 38313
2
Baths
1,490 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$173K
$150K low$195K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,500 · Oct 7, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,538
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$83,000
REGIONS BANK · recorded Jan 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$590 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,975 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHESTER
Lot (acres)The size of the land the home sits on, from county records.6.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chester County Junior High SchoolC
Middle · Grades 6–8 · 7.7 mi
E
East Chester Elementary SchoolA-
Elementary · Grades PK–3 · 7.9 mi
H
Chester County High SchoolB-
High · Grades 9–12 · 8.1 mi

District: Chester County School District

Neighborhood · ZIP 38313These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,304
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,558
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1625 State Route 197 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Beech Bluff 38313
  • Costs less per square foot than 71% of homes in Beech Bluff 38313
  • Has a bigger lot than 79% of homes in Chester County
  • Older than 68% of homes in Beech Bluff 38313

What homes are worth in Beech Bluff 38313

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$680K

This home is worth more than 29% of homes in Beech Bluff 38313.

How it measures up in Beech Bluff 38313

The dot is this home. The mark in the middle is the typical home in Beech Bluff 38313.

Estimated value$172,538
CheaperTypical $227,835Pricier

Pricier than 29% of homes nearby

Price per ft²$116
CheaperTypical $135Pricier

Pricier than 29% of homes nearby

Living area1,490 ft²
SmallerTypical 1,594 ft²Bigger

Bigger than 42% of homes nearby

Lot size6.2 ac
SmallerTypical 2.75 acBigger

Bigger than 71% of homes nearby

Year built1978
OlderTypical 1991Newer

Newer than 32% of homes nearby

How 1625 State Route 197 ranks against every home in each area.
MeasureThis homeBeech Bluff 38313Chester County
Estimated valuepricier than$172,53829% of homes33% of homes
Price per ft²pricier than$11629% of homes36% of homes
Living areabigger than1,490 ft²42% of homes37% of homes
Lot sizebigger than6.2 ac71% of homes79% of homes
Year builtnewer than197832% of homes38% of homes

About 1625 State Route 197

How much is 1625 State Route 197, Beech Bluff, TN worth?

The TopHap Estimate for 1625 State Route 197, Beech Bluff, TN is $172,538 as of Jul 14, 2026. The likely range is $149,848 to $195,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1625 State Route 197, Beech Bluff, TN last sell?

1625 State Route 197, Beech Bluff, TN last sold on Oct 7, 2008 for $94,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1625 State Route 197, Beech Bluff, TN?

1625 State Route 197, Beech Bluff, TN has 2 bathrooms, 1,490 square feet of living space and a 6.20-acre lot.

When was 1625 State Route 197, Beech Bluff, TN built?

1625 State Route 197, Beech Bluff, TN was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 1625 State Route 197, Beech Bluff, TN?

1625 State Route 197, Beech Bluff, TN is assigned to Chester County Junior High School (middle), rated C; East Chester Elementary School (elementary), rated A-; Chester County High School (high), rated B-. All sit in Chester County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1625 State Route 197, Beech Bluff, TN compare to other homes in Beech Bluff 38313?

Among the 1,361 homes in Beech Bluff 38313, it is worth more than 29% of them ($172,538 against a typical $227,835), its price per square foot is higher than 29% of them ($116 against a typical $135), it is bigger than 42% of them (1,490 ft² against a typical 1,594 ft²), its lot is bigger than 71% of them (6.2 ac against a typical 2.75 ac) and it is newer than 32% of them (1978 against a typical 1991). Measured against all of Chester County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1625 State Route 197, Beech Bluff, TN?

The 2026 property tax bill for 1625 State Route 197, Beech Bluff, TN was $590. The county assessed it at $28,975.

Closest homes

More homes in Beech Bluff 38313

Assigned schools

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See this home in context

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