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Single Family ResidenceResidential
$1,400,126$504 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1632 RIDGEWAY ST

OCEANSIDE, CA 92054
0
Baths
2,780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$762,726
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$610,181
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$335,700
WELLS FARGO BANK NA · recorded Jan 25, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$301,700
TJC MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,555 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$509,416 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$195,517
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$313,899
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$499,429

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
80
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.30
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Palmquist Elementary SchoolC+
Elementary · Grades KG–5 · 0.2 mi
M
Lincoln Middle SchoolC-
Middle · Grades 6–8 · 0.3 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 1.7 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.266

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.39,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,696 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1632 Ridgeway St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in San Diego County
  • Costs less per square foot than 89% of homes in Fire Mountain
  • Bigger than 93% of homes in Oceanside 92054
  • Newer than 82% of homes in Oceanside 92054

What homes are worth in Oceanside 92054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$410K$4M

This home is worth more than 76% of homes in Oceanside 92054.

How it measures up in Oceanside 92054

The dot is this home. The mark in the middle is the typical home in Oceanside 92054.

Estimated value$1,400,126
CheaperTypical $1,057,366Pricier

Pricier than 76% of homes nearby

Price per ft²$504
CheaperTypical $705Pricier

Pricier than 12% of homes nearby

Living area2,780 ft²
SmallerTypical 1,226 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.3 ac
SmallerTypical 0.47 acBigger

Bigger than 41% of homes nearby

Year built1989
OlderTypical 1984Newer

Newer than 82% of homes nearby

How 1632 Ridgeway St ranks against every home in each area.
MeasureThis homeFire MountainOceanside 92054San Diego County
Estimated valuepricier than$1,400,12665% of homes76% of homes79% of homes
Price per ft²pricier than$50411% of homes12% of homes34% of homes
Living areabigger than2,780 ft²81% of homes93% of homes88% of homes
Lot sizebigger than0.3 ac61% of homes41% of homes54% of homes
Year builtnewer than198981% of homes82% of homes61% of homes

About 1632 Ridgeway St

How much is 1632 Ridgeway St, Oceanside, CA worth?

The TopHap Estimate for 1632 Ridgeway St, Oceanside, CA is $1,400,126 as of Jul 14, 2026. The likely range is $1,277,865 to $1,522,387. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1632 Ridgeway St, Oceanside, CA last sell?

1632 Ridgeway St, Oceanside, CA last sold on Sep 11, 2020, according to the county's recorded deed.

How big is 1632 Ridgeway St, Oceanside, CA?

1632 Ridgeway St, Oceanside, CA has 2,780 square feet of living space and a 0.30-acre lot.

When was 1632 Ridgeway St, Oceanside, CA built?

1632 Ridgeway St, Oceanside, CA was built in 1989, making it 37 years old.

What schools serve 1632 Ridgeway St, Oceanside, CA?

1632 Ridgeway St, Oceanside, CA is assigned to Palmquist Elementary School (elementary), rated C+; Lincoln Middle School (middle), rated C-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1632 Ridgeway St, Oceanside, CA compare to other homes in Oceanside 92054?

Among the 15,472 homes in Oceanside 92054, it is worth more than 76% of them ($1,400,126 against a typical $1,057,366), its price per square foot is higher than 12% of them ($504 against a typical $705), it is bigger than 93% of them (2,780 ft² against a typical 1,226 ft²), its lot is bigger than 41% of them (0.3 ac against a typical 0.47 ac) and it is newer than 82% of them (1989 against a typical 1984). Measured against all of San Diego County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1632 Ridgeway St, Oceanside, CA?

The 2025 property tax bill for 1632 Ridgeway St, Oceanside, CA was $5,555. The county assessed it at $509,416.

Closest homes

More homes in Oceanside 92054

Assigned schools

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