Skip to content
Skip to content
TopHapOpen in map
Duplex (2 Units, Any Combination)Residential

164 CENTRAL ST

SAUGUS, MA 01906
4
Beds
3 / 1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,922 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$648,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$293,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$615,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyEssex
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saugus Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
H
Saugus High SchoolC-
High · Grades 9–12 · 1.2 mi
E
Veterans Early Learning Center
Elementary · Grades PK–1 · 1.4 mi

District: Saugus School District

Neighborhood · ZIP 01906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,506 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,719
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 83% of homes in Saugus 01906

How it measures up in Saugus 01906

The dot is this home. The mark in the middle is the typical home in Saugus 01906.

Living area1,680 ft²
SmallerTypical 1,717 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.21 ac
SmallerTypical 0.23 acBigger

Bigger than 45% of homes nearby

Year built1910
OlderTypical 1956Newer

Newer than 17% of homes nearby

How 164 Central St ranks against every home in each area.
MeasureThis homeSaugus 01906Essex County
Living areabigger than1,680 ft²49% of homes43% of homes
Lot sizebigger than0.21 ac45% of homes39% of homes
Year builtnewer than191017% of homes24% of homes

About 164 Central St

When did 164 Central St, Saugus, MA last sell?

164 Central St, Saugus, MA last sold on Jan 19, 1973, according to the county's recorded deed.

How big is 164 Central St, Saugus, MA?

164 Central St, Saugus, MA has 4 bedrooms, 3 bathrooms, 1,680 square feet of living space and a 0.21-acre lot.

When was 164 Central St, Saugus, MA built?

164 Central St, Saugus, MA was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 164 Central St, Saugus, MA?

164 Central St, Saugus, MA is assigned to Saugus Middle School (middle), rated C-; Saugus High School (high), rated C-; Veterans Early Learning Center (elementary). All sit in Saugus School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Central St, Saugus, MA compare to other homes in Saugus 01906?

Among the 8,776 homes in Saugus 01906, it is bigger than 49% of them (1,680 ft² against a typical 1,717 ft²), its lot is bigger than 45% of them (0.21 ac against a typical 0.23 ac) and it is newer than 17% of them (1910 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Central St, Saugus, MA?

The 2025 property tax bill for 164 Central St, Saugus, MA was $6,922. The county assessed it at $648,100.

More homes on Central St

Closest homes

More homes in Saugus 01906

Assigned schools

Explore the area

See this home in context

Open 164 Central St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map