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Single Family ResidenceResidential
$375,047$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

164 COTTAGE LN

MIDDLEBURY, VT 05753
3
Beds
2
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$375K
$346K low$404K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,851 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$173,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
14
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyADDISON
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Middlebury Union Middle SchoolB
Middle · Grades 6–8 · 0.4 mi
H
Middlebury Union High SchoolA+
High · Grades 9–12 · 0.4 mi
E
Mary Hogan Elementary SchoolA
Elementary · Grades PK–5 · 0.6 mi

District: Addison Central Unified School District

Neighborhood · ZIP 05753These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.4%
PopulationHow many people live in this area.11,090
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.123 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,979
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,453
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Middlebury 05753
  • Costs less per square foot than 74% of homes in Middlebury 05753
  • Among the smallest lots in Middlebury 05753
  • Newer than 91% of homes in Middlebury 05753

What homes are worth in Middlebury 05753

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$1.1M

This home is worth more than 30% of homes in Middlebury 05753.

How it measures up in Middlebury 05753

The dot is this home. The mark in the middle is the typical home in Middlebury 05753.

Estimated value$375,047
CheaperTypical $452,672Pricier

Pricier than 30% of homes nearby

Price per ft²$226
CheaperTypical $269Pricier

Pricier than 26% of homes nearby

Living area1,656 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.1 ac
SmallerTypical 1.03 acBigger

Smaller than almost all homes nearby

Year built2007
OlderTypical 1974Newer

Newer than 91% of homes nearby

How 164 Cottage Ln ranks against every home in each area.
MeasureThis homeMiddlebury 05753Addison County
Estimated valuepricier than$375,04730% of homes40% of homes
Price per ft²pricier than$22626% of homes33% of homes
Living areabigger than1,656 ft²51% of homes55% of homes
Lot sizebigger than0.1 acalmost no homes2% of homes
Year builtnewer than200791% of homes90% of homes

About 164 Cottage Ln

How much is 164 Cottage Ln, Middlebury, VT worth?

The TopHap Estimate for 164 Cottage Ln, Middlebury, VT is $375,047 as of Aug 30, 2026. The likely range is $345,920 to $404,174. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 164 Cottage Ln, Middlebury, VT last sell?

164 Cottage Ln, Middlebury, VT last sold on Aug 24, 2017, according to the county's recorded deed.

How big is 164 Cottage Ln, Middlebury, VT?

164 Cottage Ln, Middlebury, VT has 3 bedrooms, 2 bathrooms, 1,656 square feet of living space and a 0.10-acre lot.

When was 164 Cottage Ln, Middlebury, VT built?

164 Cottage Ln, Middlebury, VT was built in 2007, making it 19 years old. It is a cape cod home.

What schools serve 164 Cottage Ln, Middlebury, VT?

164 Cottage Ln, Middlebury, VT is assigned to Middlebury Union Middle School (middle), rated B; Middlebury Union High School (high), rated A+; Mary Hogan Elementary School (elementary), rated A. All sit in Addison Central Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Cottage Ln, Middlebury, VT compare to other homes in Middlebury 05753?

Among the 3,041 homes in Middlebury 05753, it is worth more than 30% of them ($375,047 against a typical $452,672), its price per square foot is higher than 26% of them ($226 against a typical $269), it is bigger than 51% of them (1,656 ft² against a typical 1,632 ft²), its lot is bigger than almost none of them (0.1 ac against a typical 1.03 ac) and it is newer than 91% of them (2007 against a typical 1974). Measured against all of Addison County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Cottage Ln, Middlebury, VT?

The 2025 property tax bill for 164 Cottage Ln, Middlebury, VT was $2,851. The county assessed it at $173,700.

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