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Single Family ResidenceResidential
$371,951$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

164 FRANKLIN ST

SWEDESBORO, NJ 08085
0
Baths
2,253 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$372K
$331K low$413K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.121%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,000
UNITED WHOLESALE MTG · recorded Dec 20, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$222,000
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,034 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$214,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyGLOUCESTER
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kingsway Regional High SchoolA-
High · Grades 9–12 · 1.4 mi
M
Kingsway Regional Middle SchoolC+
Middle · Grades 7–8 · 1.5 mi
E
Governor Charles C. Stratton
Elementary · Grades 1–2 · 1.6 mi

District: Swedesboro-Woolwich School District

Neighborhood · ZIP 08085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.458 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,447
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,301
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Franklin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Swedesboro 08085
  • Costs less per square foot than 95% of homes in Swedesboro 08085
  • Bigger than 73% of homes in Gloucester County
  • Has a bigger lot than 89% of homes in Gloucester County
  • Older than 93% of homes in Swedesboro 08085

What homes are worth in Swedesboro 08085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$224K$838K

This home is worth more than 25% of homes in Swedesboro 08085.

How it measures up in Swedesboro 08085

The dot is this home. The mark in the middle is the typical home in Swedesboro 08085.

Estimated value$371,951
CheaperTypical $467,379Pricier

Pricier than 25% of homes nearby

Price per ft²$165
CheaperTypical $216Pricier

Pricier than 5% of homes nearby

Living area2,253 ft²
SmallerTypical 2,112 ft²Bigger

Bigger than 56% of homes nearby

Lot size1.07 ac
SmallerTypical 0.21 acBigger

Bigger than 84% of homes nearby

Year built1930
OlderTypical 2001Newer

Newer than 7% of homes nearby

How 164 Franklin St ranks against every home in each area.
MeasureThis homeSwedesboro 08085Gloucester County
Estimated valuepricier than$371,95125% of homes47% of homes
Price per ft²pricier than$1655% of homes8% of homes
Living areabigger than2,253 ft²56% of homes73% of homes
Lot sizebigger than1.07 ac84% of homes89% of homes
Year builtnewer than19307% of homes12% of homes

About 164 Franklin St

How much is 164 Franklin St, Swedesboro, NJ worth?

The TopHap Estimate for 164 Franklin St, Swedesboro, NJ is $371,951 as of Jul 14, 2026. The likely range is $331,256 to $412,646. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 164 Franklin St, Swedesboro, NJ last sell?

164 Franklin St, Swedesboro, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 164 Franklin St, Swedesboro, NJ built?

164 Franklin St, Swedesboro, NJ was built in 1930, making it 96 years old. It is a rustic home. The building has 2 stories.

What schools serve 164 Franklin St, Swedesboro, NJ?

164 Franklin St, Swedesboro, NJ is assigned to Kingsway Regional High School (high), rated A-; Kingsway Regional Middle School (middle), rated C+; Governor Charles C. Stratton (elementary). All sit in Swedesboro-Woolwich School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Franklin St, Swedesboro, NJ compare to other homes in Swedesboro 08085?

Among the 7,113 homes in Swedesboro 08085, it is worth more than 25% of them ($371,951 against a typical $467,379), its price per square foot is higher than 5% of them ($165 against a typical $216), it is bigger than 56% of them (2,253 ft² against a typical 2,112 ft²), its lot is bigger than 84% of them (1.07 ac against a typical 0.21 ac) and it is newer than 7% of them (1930 against a typical 2001). Measured against all of Gloucester County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Franklin St, Swedesboro, NJ?

The 2025 property tax bill for 164 Franklin St, Swedesboro, NJ was $11,034. The county assessed it at $253,200.

Closest homes

More homes in Swedesboro 08085

Assigned schools

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