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Single Family ResidenceResidential
$1,531,456$591 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $541,000 on Sep 12, 2017

164 PENELOPE ST

MIRAMAR BEACH, FL 32550
4
Beds
4
Baths
2,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.5M
$1.3M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$541,000 · Sep 12, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,182 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,184,305 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$522,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$661,805
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,114,731
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,184,305

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalton
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 288 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van R. Butler Elementary SchoolA
Elementary · Grades KG–5 · 7.2 mi
H
South Walton High SchoolA-
High · Grades 9–12 · 11.9 mi
M
Emerald Coast Middle SchoolA-
Middle · Grades 6–8 · 15.9 mi

District: Walton County School District

Neighborhood · ZIP 32550These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.27%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.810 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,344
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Penelope St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Miramar Beach 32550
  • Costs more per square foot than 80% of homes in Miramar Beach 32550
  • Bigger than 78% of homes in Walton County
  • Has a bigger lot than 86% of homes in Miramar Beach 32550
  • Newer than 91% of homes in Miramar Beach 32550

What homes are worth in Miramar Beach 32550

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$3.5M

This home is worth more than 83% of homes in Miramar Beach 32550.

How it measures up in Miramar Beach 32550

The dot is this home. The mark in the middle is the typical home in Miramar Beach 32550.

Estimated value$1,531,456
CheaperTypical $757,107Pricier

Pricier than 83% of homes nearby

Price per ft²$591
CheaperTypical $471Pricier

Pricier than 80% of homes nearby

Living area2,592 ft²
SmallerTypical 1,998 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.2 ac
SmallerTypical 958 ft²Bigger

Bigger than 86% of homes nearby

Year built2017
OlderTypical 1999Newer

Newer than 91% of homes nearby

How 164 Penelope St ranks against every home in each area.
MeasureThis homeMiramar Beach 32550Walton County
Estimated valuepricier than$1,531,45683% of homes79% of homes
Price per ft²pricier than$59180% of homes75% of homes
Living areabigger than2,592 ft²72% of homes78% of homes
Lot sizebigger than0.2 ac86% of homes52% of homes
Year builtnewer than201791% of homes73% of homes

About 164 Penelope St

How much is 164 Penelope St, Miramar Beach, FL worth?

The TopHap Estimate for 164 Penelope St, Miramar Beach, FL is $1,531,456 as of Sep 24, 2026. The likely range is $1,344,847 to $1,718,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 164 Penelope St, Miramar Beach, FL last sell?

164 Penelope St, Miramar Beach, FL last sold on Sep 12, 2017 for $541,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 164 Penelope St, Miramar Beach, FL?

164 Penelope St, Miramar Beach, FL has 4 bedrooms, 4 bathrooms, 2,592 square feet of living space and a 0.20-acre lot.

When was 164 Penelope St, Miramar Beach, FL built?

164 Penelope St, Miramar Beach, FL was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 164 Penelope St, Miramar Beach, FL?

164 Penelope St, Miramar Beach, FL is assigned to Van R. Butler Elementary School (elementary), rated A; South Walton High School (high), rated A-; Emerald Coast Middle School (middle), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Penelope St, Miramar Beach, FL compare to other homes in Miramar Beach 32550?

Among the 15,531 homes in Miramar Beach 32550, it is worth more than 83% of them ($1,531,456 against a typical $757,107), its price per square foot is higher than 80% of them ($591 against a typical $471), it is bigger than 72% of them (2,592 ft² against a typical 1,998 ft²), its lot is bigger than 86% of them (0.2 ac against a typical 958 ft²) and it is newer than 91% of them (2017 against a typical 1999). Measured against all of Walton County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Penelope St, Miramar Beach, FL?

The 2024 property tax bill for 164 Penelope St, Miramar Beach, FL was $10,182. The county assessed it at $1,184,305.

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