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Single Family ResidenceResidential
$134,829$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $177,000 on Aug 1, 2019

1640 DERBY RD

INDIAN RIVER, MI 49749
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
51.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.

Valuation

$135K
$103K low$166K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$177,000 · Aug 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,754 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHEBOYGAN
Lot (acres)The size of the land the home sits on, from county records.51.15
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Inland Lakes Elementary SchoolD
Elementary · Grades KG–5 · 8.4 mi
M
Inland Lakes Secondary SchoolB
Middle · Grades 6–12 · 8.5 mi

District: Inland Lakes Schools

Neighborhood · ZIP 49749These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.55%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.4,110
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,500
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,470
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1640 Derby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Indian River 49749
  • Costs less per square foot than 69% of homes in Indian River 49749
  • Smaller than 82% of homes in Cheboygan County
  • Among the largest lots in Indian River 49749
  • Newer than 76% of homes in Indian River 49749

What homes are worth in Indian River 49749

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$1.5M

This home is worth more than 18% of homes in Indian River 49749.

How it measures up in Indian River 49749

The dot is this home. The mark in the middle is the typical home in Indian River 49749.

Estimated value$134,829
CheaperTypical $302,833Pricier

Pricier than 18% of homes nearby

Price per ft²$140
CheaperTypical $238Pricier

Pricier than 31% of homes nearby

Living area960 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 22% of homes nearby

Lot size51.15 ac
SmallerTypical 0.71 acBigger

Bigger than almost all homes nearby

Year built1997
OlderTypical 1978Newer

Newer than 76% of homes nearby

How 1640 Derby Rd ranks against every home in each area.
MeasureThis homeIndian River 49749Cheboygan County
Estimated valuepricier than$134,82918% of homes27% of homes
Price per ft²pricier than$14031% of homes33% of homes
Living areabigger than960 ft²22% of homes18% of homes
Lot sizebigger than51.15 acalmost all homes98% of homes
Year builtnewer than199776% of homes73% of homes

About 1640 Derby Rd

How much is 1640 Derby Rd, Indian River, MI worth?

The TopHap Estimate for 1640 Derby Rd, Indian River, MI is $134,829 as of Jul 14, 2026. The likely range is $103,398 to $166,260. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1640 Derby Rd, Indian River, MI last sell?

1640 Derby Rd, Indian River, MI last sold on Aug 1, 2019 for $177,000, according to the county's recorded deed.

How big is 1640 Derby Rd, Indian River, MI?

1640 Derby Rd, Indian River, MI has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 51.15-acre lot.

When was 1640 Derby Rd, Indian River, MI built?

1640 Derby Rd, Indian River, MI was built in 1997, making it 29 years old. It is a ranch home.

What schools serve 1640 Derby Rd, Indian River, MI?

1640 Derby Rd, Indian River, MI is assigned to Inland Lakes Elementary School (elementary), rated D; Inland Lakes Secondary School (middle), rated B. All sit in Inland Lakes Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1640 Derby Rd, Indian River, MI compare to other homes in Indian River 49749?

Among the 3,899 homes in Indian River 49749, it is worth more than 18% of them ($134,829 against a typical $302,833), its price per square foot is higher than 31% of them ($140 against a typical $238), it is bigger than 22% of them (960 ft² against a typical 1,482 ft²), its lot is bigger than almost all of them (51.15 ac against a typical 0.71 ac) and it is newer than 76% of them (1997 against a typical 1978). Measured against all of Cheboygan County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1640 Derby Rd, Indian River, MI?

The 2025 property tax bill for 1640 Derby Rd, Indian River, MI was $4,754. The county assessed it at $160,900.

More homes on Derby Rd

Closest homes

More homes in Indian River 49749

Assigned schools

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