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Single Family ResidenceResidential
$1,500,000$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1640 RIVER RD

HOT SPRINGS, NC 28743
2
Baths
3,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.5M
$1.2M low$1.8M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,947 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$946,294 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,338
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$864,956
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$755,346
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$946,294

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.8.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hot Springs Elementary SchoolC+
Elementary · Grades KG–5 · 1.0 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 8.3 mi
H
Madison Early College High SchoolB-
High · Grades 9–12 · 11.2 mi

District: Madison County Schools

Neighborhood · ZIP 28743These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.164
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.127

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,080
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1640 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Madison County
  • Costs more per square foot than 92% of homes in Madison County
  • Bigger than 96% of homes in Hot Springs 28743
  • Has a bigger lot than 72% of homes in Madison County
  • Newer than 94% of homes in Hot Springs 28743

What homes are worth in Hot Springs 28743

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$1.2M

This home is worth more than almost all homes in Hot Springs 28743.

How it measures up in Hot Springs 28743

The dot is this home. The mark in the middle is the typical home in Hot Springs 28743.

Estimated value$1,500,000
CheaperTypical $310,709Pricier

Pricier than almost all homes nearby

Price per ft²$406
CheaperTypical $219Pricier

Pricier than 87% of homes nearby

Living area3,696 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 96% of homes nearby

Lot size8.5 ac
SmallerTypical 3.84 acBigger

Bigger than 65% of homes nearby

Year built2015
OlderTypical 1985Newer

Newer than 94% of homes nearby

How 1640 River Rd ranks against every home in each area.
MeasureThis homeHot Springs 28743Madison County
Estimated valuepricier than$1,500,000almost all homesalmost all homes
Price per ft²pricier than$40687% of homes92% of homes
Living areabigger than3,696 ft²96% of homes96% of homes
Lot sizebigger than8.5 ac65% of homes72% of homes
Year builtnewer than201594% of homes88% of homes

About 1640 River Rd

How much is 1640 River Rd, Hot Springs, NC worth?

The TopHap Estimate for 1640 River Rd, Hot Springs, NC is $1,500,000 as of Aug 30, 2026. The likely range is $1,188,715 to $1,811,285. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1640 River Rd, Hot Springs, NC last sell?

1640 River Rd, Hot Springs, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1640 River Rd, Hot Springs, NC?

1640 River Rd, Hot Springs, NC has 2 bathrooms, 3,696 square feet of living space and a 8.50-acre lot.

When was 1640 River Rd, Hot Springs, NC built?

1640 River Rd, Hot Springs, NC was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 1640 River Rd, Hot Springs, NC?

1640 River Rd, Hot Springs, NC is assigned to Hot Springs Elementary School (elementary), rated C+; Madison Middle School (middle), rated B-; Madison Early College High School (high), rated B-. All sit in Madison County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1640 River Rd, Hot Springs, NC compare to other homes in Hot Springs 28743?

Among the 1,310 homes in Hot Springs 28743, it is worth more than almost all of them ($1,500,000 against a typical $310,709), its price per square foot is higher than 87% of them ($406 against a typical $219), it is bigger than 96% of them (3,696 ft² against a typical 1,384 ft²), its lot is bigger than 65% of them (8.5 ac against a typical 3.84 ac) and it is newer than 94% of them (2015 against a typical 1985). Measured against all of Madison County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1640 River Rd, Hot Springs, NC?

The 2025 property tax bill for 1640 River Rd, Hot Springs, NC was $3,947. The county assessed it at $946,294.

More homes on River Rd

Closest homes

More homes in Hot Springs 28743

Assigned schools

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