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Single Family ResidenceResidential
$638,007
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1640 ROCKFIELD DR

TROY, MI 48085
0
Baths
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$638K
$583K low$693K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$388,007
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$310,406
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
JPMORGAN CHASE BANK NA · recorded Dec 5, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,271 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$495,810 (2022)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$991,620

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.1.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Athens High SchoolA-
High · Grades 9–12 · 0.2 mi
E
Costello Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
M
Larson Middle SchoolA
Middle · Grades 6–8 · 0.7 mi

District: Troy School District

Neighborhood · ZIP 48085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.22
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.26,986
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,855 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,412
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1640 Rockfield Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Troy 48085
  • Has a bigger lot than 92% of homes in Troy 48085

What homes are worth in Troy 48085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$774K

This home is worth more than 91% of homes in Troy 48085.

How it measures up in Troy 48085

The dot is this home. The mark in the middle is the typical home in Troy 48085.

Estimated value$638,007
CheaperTypical $436,656Pricier

Pricier than 91% of homes nearby

Lot size1.09 ac
SmallerTypical 0.27 acBigger

Bigger than 92% of homes nearby

How 1640 Rockfield Dr ranks against every home in each area.
MeasureThis homeTroy 48085Oakland County
Estimated valuepricier than$638,00791% of homes86% of homes
Lot sizebigger than1.09 ac92% of homes86% of homes

About 1640 Rockfield Dr

How much is 1640 Rockfield Dr, Troy, MI worth?

The TopHap Estimate for 1640 Rockfield Dr, Troy, MI is $638,007 as of Jul 14, 2026. The likely range is $582,804 to $693,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1640 Rockfield Dr, Troy, MI last sell?

1640 Rockfield Dr, Troy, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 1640 Rockfield Dr, Troy, MI?

1640 Rockfield Dr, Troy, MI is assigned to Athens High School (high), rated A-; Costello Elementary School (elementary), rated A+; Larson Middle School (middle), rated A. All sit in Troy School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1640 Rockfield Dr, Troy, MI compare to other homes in Troy 48085?

Among the 9,529 homes in Troy 48085, it is worth more than 91% of them ($638,007 against a typical $436,656) and its lot is bigger than 92% of them (1.09 ac against a typical 0.27 ac). Measured against all of Oakland County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1640 Rockfield Dr, Troy, MI?

The 2025 property tax bill for 1640 Rockfield Dr, Troy, MI was $12,271. The county assessed it at $495,810.

Closest homes

More homes in Troy 48085

Assigned schools

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