Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$292,199$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Nov 9, 2017

1649 PHELPS ST

TOPINABEE, MI 49791
3
Beds
1
Baths
1,940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

$292K
$270K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Nov 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,133 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHEBOYGAN
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Inland Lakes Elementary SchoolD
Elementary · Grades KG–5 · 6.2 mi
M
Inland Lakes Secondary SchoolB
Middle · Grades 6–12 · 6.3 mi

District: Inland Lakes Schools

Neighborhood · ZIP 49791These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.50%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.9
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,228
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,390
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1649 Phelps St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Topinabee 49791
  • Bigger than 78% of homes in Topinabee 49791
  • Has a smaller lot than 88% of homes in Cheboygan County
  • Older than 94% of homes in Cheboygan County

What homes are worth in Topinabee 49791

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$1.6M

This home is worth more than 64% of homes in Topinabee 49791.

How it measures up in Topinabee 49791

The dot is this home. The mark in the middle is the typical home in Topinabee 49791.

Estimated value$292,199
CheaperTypical $228,304Pricier

Pricier than 64% of homes nearby

Price per ft²$151
CheaperTypical $188Pricier

Pricier than 26% of homes nearby

Living area1,940 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.2 ac
SmallerTypical 0.37 acBigger

Bigger than 32% of homes nearby

Year built1920
OlderTypical 1965Newer

Newer than 22% of homes nearby

How 1649 Phelps St ranks against every home in each area.
MeasureThis homeTopinabee 49791Cheboygan County
Estimated valuepricier than$292,19964% of homes64% of homes
Price per ft²pricier than$15126% of homes32% of homes
Living areabigger than1,940 ft²78% of homes77% of homes
Lot sizebigger than0.2 ac32% of homes12% of homes
Year builtnewer than192022% of homes6% of homes

About 1649 Phelps St

How much is 1649 Phelps St, Topinabee, MI worth?

The TopHap Estimate for 1649 Phelps St, Topinabee, MI is $292,199 as of Sep 24, 2026. The likely range is $269,800 to $314,598. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1649 Phelps St, Topinabee, MI last sell?

1649 Phelps St, Topinabee, MI last sold on Nov 9, 2017 for $400,000, according to the county's recorded deed.

How big is 1649 Phelps St, Topinabee, MI?

1649 Phelps St, Topinabee, MI has 3 bedrooms, 1 bathrooms, 1,940 square feet of living space and a 0.20-acre lot.

When was 1649 Phelps St, Topinabee, MI built?

1649 Phelps St, Topinabee, MI was built in 1920, making it 106 years old. It is a ranch home.

What schools serve 1649 Phelps St, Topinabee, MI?

1649 Phelps St, Topinabee, MI is assigned to Inland Lakes Elementary School (elementary), rated D; Inland Lakes Secondary School (middle), rated B. All sit in Inland Lakes Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1649 Phelps St, Topinabee, MI compare to other homes in Topinabee 49791?

Among the 288 homes in Topinabee 49791, it is worth more than 64% of them ($292,199 against a typical $228,304), its price per square foot is higher than 26% of them ($151 against a typical $188), it is bigger than 78% of them (1,940 ft² against a typical 1,404 ft²), its lot is bigger than 32% of them (0.2 ac against a typical 0.37 ac) and it is newer than 22% of them (1920 against a typical 1965). Measured against all of Cheboygan County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1649 Phelps St, Topinabee, MI?

The 2025 property tax bill for 1649 Phelps St, Topinabee, MI was $1,133. The county assessed it at $127,500.

More homes on Phelps St

Closest homes

More homes in Topinabee 49791

Assigned schools

Explore the area

See this home in context

Open 1649 Phelps St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map